DataFrame
NO COMPARISON TARGET
4702
ROWS
0
DUPLICATES
5.3 MB
RAM
86
FEATURES
22
CATEGORICAL
64
NUMERICAL
0
TEXT
2.1.3
Get updates, docs & report issues here
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
1
Unnamed: 0
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,702
(100%)
ZEROES:
---
MAX
77,340
95%
73,717
Q3
60,078
MEDIAN
42,024
AVG
40,848
Q1
22,696
5%
4,407
MIN
31
RANGE
77,309
IQR
37,383
STD
22,100
VAR
488.4M
KURT.
-1.16
SKEW
-0.125
SUM
192.1M
2
df_index
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,702
(100%)
ZEROES:
---
MAX
77,340
95%
73,717
Q3
60,078
MEDIAN
42,024
AVG
40,848
Q1
22,696
5%
4,407
MIN
31
RANGE
77,309
IQR
37,383
STD
22,100
VAR
488.4M
KURT.
-1.16
SKEW
-0.125
SUM
192.1M
3
loan_amnt
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
581
(12%)
ZEROES:
---
MAX
40,000
95%
37,225
Q3
24,000
AVG
16,984
MEDIAN
15,000
Q1
9,512
5%
3,600
MIN
1,000
RANGE
39,000
IQR
14,488
STD
10,123
VAR
102.5M
KURT.
-0.479
SKEW
0.621
SUM
79.9M
4
int_rate
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
21
(<1%)
ZEROES:
---
MAX
0.288
95%
0.257
Q3
0.186
AVG
0.147
MEDIAN
0.143
Q1
0.103
5%
0.070
MIN
0.065
RANGE
0.223
IQR
0.083
STD
0.058
VAR
0.003
KURT.
-0.521
SKEW
0.542
SUM
693
5
installment
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2,196
(47%)
ZEROES:
---
MAX
1,604
95%
1,079
Q3
685
AVG
504
MEDIAN
444
Q1
281
5%
123
MIN
31
RANGE
1,573
IQR
404
STD
293
VAR
85,990
KURT.
-0.036
SKEW
0.761
SUM
2.4M
6
home_ownership
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4
(<1%)
7
annual_inc
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
803
(17%)
ZEROES:
---
MAX
1.1M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.1M
5%
0.0M
MIN
0.0M
RANGE
1.1M
IQR
53,000
STD
58,023
VAR
3.4B
KURT.
45.9
SKEW
4.38
SUM
408.0M
8
verification_status
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
9
loan_status
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
10
pymnt_plan
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
11
dti
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2,572
(55%)
ZEROES:
---
MAX
999
95%
38
Q3
28
AVG
23
MEDIAN
21
Q1
15
5%
8
MIN
1
RANGE
998
IQR
13.1
STD
21.2
VAR
448
KURT.
1,005
SKEW
24.5
SUM
108k
12
delinq_2yrs
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
9
(<1%)
13
inq_last_6mths
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
6
(<1%)
14
open_acc
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
47
(<1%)
ZEROES:
---
MAX
53.0
95%
24.0
Q3
16.0
AVG
12.7
MEDIAN
12.0
Q1
8.0
5%
5.0
MIN
2.0
RANGE
51.0
IQR
8.00
STD
6.05
VAR
36.6
KURT.
3.36
SKEW
1.36
SUM
59,762
15
pub_rec
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
16
revol_bal
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,411
(94%)
ZEROES:
20
(<1%)
MAX
513k
95%
53k
Q3
22k
AVG
19k
MEDIAN
13k
Q1
7k
5%
2k
MIN
0k
RANGE
513k
IQR
15,837
STD
22,489
VAR
505.7M
KURT.
74.4
SKEW
5.99
SUM
87.3M
17
total_acc
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
81
(2%)
ZEROES:
---
MAX
129
95%
48
Q3
31
AVG
25
MEDIAN
22
Q1
16
5%
9
MIN
3
RANGE
126
IQR
15.0
STD
12.4
VAR
154
KURT.
3.04
SKEW
1.23
SUM
115k
18
initial_list_status
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
19
out_prncp
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
3,138
(67%)
ZEROES:
1,435
(31%)
MAX
39,551
95%
29,714
Q3
16,120
AVG
9,859
MEDIAN
7,650
Q1
0
5%
0
MIN
0
RANGE
39,551
IQR
16,120
STD
9,907
VAR
98.2M
KURT.
-0.251
SKEW
0.831
SUM
46.4M
20
out_prncp_inv
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
3,140
(67%)
ZEROES:
1,435
(31%)
MAX
39,551
95%
29,714
Q3
16,120
AVG
9,858
MEDIAN
7,650
Q1
0
5%
0
MIN
0
RANGE
39,551
IQR
16,120
STD
9,906
VAR
98.1M
KURT.
-0.250
SKEW
0.831
SUM
46.4M
21
total_pymnt
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,397
(94%)
ZEROES:
54
(1%)
MAX
46,275
95%
13,434
Q3
6,240
AVG
4,951
MEDIAN
3,582
Q1
1,956
5%
563
MIN
0
RANGE
46,275
IQR
4,284
STD
5,088
VAR
25.9M
KURT.
15.1
SKEW
3.24
SUM
23.3M
22
total_pymnt_inv
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,398
(94%)
ZEROES:
54
(1%)
MAX
46,275
95%
13,434
Q3
6,229
AVG
4,950
MEDIAN
3,579
Q1
1,956
5%
563
MIN
0
RANGE
46,275
IQR
4,272
STD
5,086
VAR
25.9M
KURT.
15.1
SKEW
3.23
SUM
23.3M
23
total_rec_prncp
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,171
(89%)
ZEROES:
130
(3%)
MAX
40,000
95%
11,239
Q3
3,837
AVG
3,321
MEDIAN
1,923
Q1
834
5%
156
MIN
0
RANGE
40,000
IQR
3,003
STD
4,733
VAR
22.4M
KURT.
19.5
SKEW
3.88
SUM
15.6M
24
total_rec_int
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,505
(96%)
ZEROES:
84
(2%)
MAX
10,032
95%
4,145
Q3
2,136
AVG
1,521
MEDIAN
1,179
Q1
543
5%
133
MIN
0
RANGE
10,032
IQR
1,593
STD
1,290
VAR
1.7M
KURT.
2.46
SKEW
1.43
SUM
7.2M
25
total_rec_late_fee
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
16
(<1%)
ZEROES:
4,686
(>99%)
MAX
64.9
95%
0.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
64.9
IQR
0.00
STD
2.02
VAR
4.07
KURT.
593
SKEW
23.0
SUM
492
26
recoveries
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
215
(5%)
ZEROES:
4,465
(95%)
MAX
30,000
95%
25
Q3
0
AVG
109
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
30,000
IQR
0.00
STD
735
VAR
540k
KURT.
614
SKEW
18.3
SUM
512k
27
collection_recovery_fee
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
214
(5%)
ZEROES:
4,466
(95%)
MAX
2,107
95%
4
Q3
0
AVG
18
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
2,107
IQR
0.00
STD
106
VAR
11,332
KURT.
77.0
SKEW
7.70
SUM
86,755
28
last_pymnt_amnt
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2,144
(46%)
ZEROES:
1,321
(28%)
MAX
40,367
95%
6,436
Q3
618
AVG
1,240
MEDIAN
306
Q1
0
5%
0
MIN
-1,021
RANGE
41,388
IQR
618
STD
4,099
VAR
16.8M
KURT.
33.4
SKEW
5.48
SUM
5.8M
29
collections_12_mths_ex_med
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4
(<1%)
30
policy_code
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
31
application_type
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
32
acc_now_delinq
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
33
tot_coll_amt
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
500
(11%)
ZEROES:
4,066
(86%)
MAX
28,787
95%
689
Q3
0
AVG
176
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
28,787
IQR
0.00
STD
1,047
VAR
1.1M
KURT.
220
SKEW
12.4
SUM
829k
34
tot_cur_bal
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,661
(>99%)
ZEROES:
---
MAX
2.6M
95%
0.5M
Q3
0.2M
AVG
0.2M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
2.6M
IQR
190k
STD
171k
VAR
29.4B
KURT.
20.2
SKEW
2.92
SUM
710.4M
35
open_acc_6m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
11
(<1%)
ZEROES:
1,685
(36%)
MAX
12.0
95%
4.0
Q3
2.0
AVG
1.2
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
12.0
IQR
2.00
STD
1.32
VAR
1.75
KURT.
3.60
SKEW
1.52
SUM
5,730
36
open_act_il
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
26
(<1%)
ZEROES:
12
(<1%)
MAX
36.0
95%
9.0
Q3
4.0
AVG
3.3
MEDIAN
3.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
36.0
IQR
2.00
STD
2.89
VAR
8.34
KURT.
14.6
SKEW
3.11
SUM
15,464
37
open_il_12m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
10
(<1%)
38
open_il_24m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
16
(<1%)
ZEROES:
489
(10%)
MAX
16.0
95%
5.0
Q3
3.0
AVG
2.1
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
16.0
IQR
2.00
STD
1.63
VAR
2.65
KURT.
5.20
SKEW
1.64
SUM
9,825
39
mths_since_rcnt_il
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
101
(2%)
ZEROES:
3
(<1%)
MAX
326
95%
34
Q3
16
AVG
13
MEDIAN
10
Q1
5
5%
2
MIN
0
RANGE
326
IQR
11.0
STD
14.9
VAR
221
KURT.
88.6
SKEW
6.90
SUM
61,899
40
total_bal_il
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,581
(97%)
ZEROES:
---
MAX
896k
95%
124k
Q3
57k
AVG
44k
MEDIAN
29k
Q1
15k
5%
4k
MIN
0k
RANGE
896k
IQR
41,593
STD
48,447
VAR
2.3B
KURT.
41.6
SKEW
4.45
SUM
205.0M
41
il_util
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
148
(3%)
ZEROES:
---
MAX
221
95%
100
Q3
86
MEDIAN
73
AVG
71
Q1
58
5%
32
MIN
2
RANGE
219
IQR
28.0
STD
21.8
VAR
476
KURT.
1.51
SKEW
-0.208
SUM
336k
42
open_rv_12m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
14
(<1%)
ZEROES:
1,580
(34%)
MAX
13.0
95%
4.0
Q3
2.0
AVG
1.4
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
13.0
IQR
2.00
STD
1.60
VAR
2.56
KURT.
5.86
SKEW
1.92
SUM
6,638
43
open_rv_24m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
22
(<1%)
ZEROES:
740
(16%)
MAX
21.0
95%
8.0
Q3
4.0
AVG
2.8
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
21.0
IQR
3.00
STD
2.62
VAR
6.87
KURT.
5.03
SKEW
1.76
SUM
13,148
44
max_bal_bc
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
3,928
(84%)
ZEROES:
63
(1%)
MAX
181k
95%
18k
Q3
9k
AVG
6k
MEDIAN
5k
Q1
3k
5%
1k
MIN
0k
RANGE
181k
IQR
5,965
STD
6,389
VAR
40.8M
KURT.
126
SKEW
6.27
SUM
30.5M
45
all_util
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
119
(3%)
ZEROES:
---
MAX
185
95%
87
Q3
71
MEDIAN
58
AVG
58
Q1
45
5%
27
MIN
1
RANGE
184
IQR
26.0
STD
18.6
VAR
345
KURT.
0.502
SKEW
0.128
SUM
272k
46
total_rev_hi_lim
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
1,158
(25%)
ZEROES:
---
MAX
564k
95%
112k
Q3
55k
AVG
43k
MEDIAN
32k
Q1
19k
5%
8k
MIN
0k
RANGE
564k
IQR
35,675
STD
37,672
VAR
1.4B
KURT.
17.8
SKEW
2.99
SUM
201.6M
47
inq_fi
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
15
(<1%)
ZEROES:
1,173
(25%)
MAX
16.0
95%
4.0
Q3
2.0
AVG
1.5
MEDIAN
1.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
16.0
IQR
1.00
STD
1.54
VAR
2.38
KURT.
7.12
SKEW
2.01
SUM
7,115
48
total_cu_tl
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
28
(<1%)
ZEROES:
2,384
(51%)
MAX
36.0
95%
7.0
Q3
2.0
AVG
1.7
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
36.0
IQR
2.00
STD
2.94
VAR
8.62
KURT.
19.6
SKEW
3.50
SUM
7,853
49
inq_last_12m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
21
(<1%)
ZEROES:
719
(15%)
MAX
25.0
95%
7.0
Q3
3.0
AVG
2.5
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
25.0
IQR
2.00
STD
2.43
VAR
5.89
KURT.
7.61
SKEW
2.15
SUM
11,566
50
acc_open_past_24mths
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
26
(<1%)
ZEROES:
49
(1%)
MAX
32.0
95%
12.0
Q3
7.0
AVG
5.2
MEDIAN
5.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
32.0
IQR
4.00
STD
3.34
VAR
11.1
KURT.
3.13
SKEW
1.35
SUM
24,340
51
avg_cur_bal
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,224
(90%)
ZEROES:
---
MAX
199k
95%
41k
Q3
17k
AVG
13k
MEDIAN
7k
Q1
3k
5%
1k
MIN
0k
RANGE
199k
IQR
14,171
STD
15,441
VAR
238.4M
KURT.
22.4
SKEW
3.45
SUM
60.5M
52
bc_open_to_buy
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,290
(91%)
ZEROES:
44
(<1%)
MAX
206k
95%
57k
Q3
23k
AVG
17k
MEDIAN
10k
Q1
4k
5%
0k
MIN
0k
RANGE
206k
IQR
19,521
STD
20,529
VAR
421.4M
KURT.
10.8
SKEW
2.66
SUM
80.0M
53
bc_util
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
1,013
(22%)
ZEROES:
70
(1%)
MAX
120
95%
96
Q3
73
AVG
50
MEDIAN
48
Q1
27
5%
5
MIN
0
RANGE
120
IQR
46.1
STD
28.3
VAR
799
KURT.
-1.04
SKEW
0.096
SUM
234k
54
chargeoff_within_12_mths
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4
(<1%)
55
delinq_amnt
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
56
mo_sin_old_il_acct
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
311
(7%)
ZEROES:
---
MAX
572
95%
220
Q3
160
MEDIAN
126
AVG
122
Q1
77
5%
24
MIN
2
RANGE
570
IQR
83.0
STD
60.4
VAR
3,654
KURT.
1.46
SKEW
0.484
SUM
574k
57
mo_sin_old_rev_tl_op
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
469
(10%)
ZEROES:
---
MAX
722
95%
357
Q3
207
AVG
162
MEDIAN
147
Q1
89
5%
48
MIN
7
RANGE
715
IQR
118
STD
97.3
VAR
9,467
KURT.
2.41
SKEW
1.33
SUM
761k
58
mo_sin_rcnt_rev_tl_op
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
110
(2%)
ZEROES:
88
(2%)
MAX
191
95%
44
Q3
17
AVG
13
MEDIAN
7
Q1
3
5%
1
MIN
0
RANGE
191
IQR
14.0
STD
16.4
VAR
269
KURT.
18.8
SKEW
3.38
SUM
61,949
59
mo_sin_rcnt_tl
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
42
(<1%)
ZEROES:
91
(2%)
MAX
64.0
95%
18.0
Q3
8.0
AVG
6.3
MEDIAN
5.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
64.0
IQR
5.00
STD
5.59
VAR
31.2
KURT.
8.38
SKEW
2.13
SUM
29,826
60
mort_acc
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
12
(<1%)
ZEROES:
2,320
(49%)
MAX
12.0
95%
5.0
Q3
2.0
AVG
1.3
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
12.0
IQR
2.00
STD
1.70
VAR
2.90
KURT.
3.08
SKEW
1.63
SUM
5,977
61
mths_since_recent_bc
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
176
(4%)
ZEROES:
45
(<1%)
MAX
499
95%
70
Q3
27
AVG
22
MEDIAN
11
Q1
5
5%
2
MIN
0
RANGE
499
IQR
22.0
STD
31.3
VAR
980
KURT.
42.1
SKEW
4.95
SUM
102k
62
mths_since_recent_inq
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
25
(<1%)
ZEROES:
345
(7%)
MAX
24.0
95%
18.9
Q3
9.8
AVG
6.5
MEDIAN
5.0
Q1
2.0
5%
0.0
MIN
0.0
RANGE
24.0
IQR
7.75
STD
5.58
VAR
31.2
KURT.
0.446
SKEW
1.06
SUM
30,613
63
num_accts_ever_120_pd
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
17
(<1%)
ZEROES:
3,767
(80%)
MAX
18.0
95%
3.0
Q3
0.0
AVG
0.5
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
18.0
IQR
0.00
STD
1.35
VAR
1.81
KURT.
39.1
SKEW
5.31
SUM
2,125
64
num_actv_bc_tl
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
21
(<1%)
ZEROES:
66
(1%)
MAX
23.0
95%
9.0
Q3
5.0
AVG
4.1
MEDIAN
4.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
23.0
IQR
3.00
STD
2.61
VAR
6.82
KURT.
3.30
SKEW
1.39
SUM
19,351
65
num_actv_rev_tl
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
32
(<1%)
ZEROES:
22
(<1%)
MAX
35.0
95%
12.0
Q3
8.0
AVG
5.9
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
35.0
IQR
5.00
STD
3.60
VAR
13.0
KURT.
5.97
SKEW
1.72
SUM
27,575
66
num_bc_sats
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
28
(<1%)
ZEROES:
---
MAX
29.0
95%
12.0
Q3
7.0
AVG
5.5
MEDIAN
5.0
Q1
3.0
5%
1.0
MIN
1.0
RANGE
28.0
IQR
4.00
STD
3.40
VAR
11.5
KURT.
3.91
SKEW
1.49
SUM
26,095
67
num_bc_tl
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
35
(<1%)
ZEROES:
---
MAX
45.0
95%
17.0
Q3
10.0
AVG
7.8
MEDIAN
7.0
Q1
4.0
5%
2.0
MIN
1.0
RANGE
44.0
IQR
6.00
STD
4.67
VAR
21.9
KURT.
4.30
SKEW
1.51
SUM
36,525
68
num_il_tl
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
52
(1%)
ZEROES:
---
MAX
54.0
95%
24.0
Q3
12.0
AVG
9.5
MEDIAN
8.0
Q1
4.0
5%
2.0
MIN
1.0
RANGE
53.0
IQR
8.00
STD
7.45
VAR
55.5
KURT.
4.87
SKEW
1.87
SUM
44,471
69
num_op_rev_tl
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
43
(<1%)
ZEROES:
---
MAX
50.0
95%
19.0
Q3
11.0
AVG
8.8
MEDIAN
8.0
Q1
5.0
5%
3.0
MIN
1.0
RANGE
49.0
IQR
6.00
STD
5.18
VAR
26.9
KURT.
5.60
SKEW
1.69
SUM
41,493
70
num_rev_accts
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
60
(1%)
ZEROES:
---
MAX
87.0
95%
29.0
Q3
17.0
AVG
13.6
MEDIAN
12.0
Q1
8.0
5%
4.0
MIN
2.0
RANGE
85.0
IQR
9.00
STD
8.21
VAR
67.5
KURT.
5.72
SKEW
1.71
SUM
64,007
71
num_rev_tl_bal_gt_0
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
32
(<1%)
ZEROES:
20
(<1%)
MAX
35.0
95%
12.0
Q3
8.0
AVG
5.9
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
35.0
IQR
5.00
STD
3.60
VAR
13.0
KURT.
5.95
SKEW
1.72
SUM
27,652
72
num_sats
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
47
(<1%)
ZEROES:
---
MAX
53.0
95%
24.0
Q3
16.0
AVG
12.7
MEDIAN
12.0
Q1
8.0
5%
5.0
MIN
2.0
RANGE
51.0
IQR
8.00
STD
6.05
VAR
36.6
KURT.
3.37
SKEW
1.36
SUM
59,702
73
num_tl_120dpd_2m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
74
num_tl_30dpd
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
75
num_tl_90g_dpd_24m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
6
(<1%)
76
num_tl_op_past_12m
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
15
(<1%)
ZEROES:
587
(12%)
MAX
14.0
95%
7.0
Q3
4.0
AVG
2.5
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
14.0
IQR
3.00
STD
2.05
VAR
4.19
KURT.
2.56
SKEW
1.31
SUM
11,908
77
pct_tl_nvr_dlq
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
218
(5%)
ZEROES:
---
MAX
100.0
95%
100.0
Q3
100.0
MEDIAN
100.0
AVG
95.3
Q1
93.3
5%
78.6
MIN
22.2
RANGE
77.8
IQR
6.70
STD
7.94
VAR
63.1
KURT.
9.99
SKEW
-2.65
SUM
448k
78
percent_bc_gt_75
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
89
(2%)
ZEROES:
1,626
(35%)
MAX
100
95%
100
Q3
50
AVG
32
MEDIAN
25
Q1
0
5%
0
MIN
0
RANGE
100
IQR
50.0
STD
33.2
VAR
1,100
KURT.
-0.659
SKEW
0.739
SUM
152k
79
pub_rec_bankruptcies
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
80
tax_liens
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
81
tot_hi_cred_lim
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,591
(98%)
ZEROES:
---
MAX
2.9M
95%
0.6M
Q3
0.3M
AVG
0.2M
MEDIAN
0.1M
Q1
0.1M
5%
0.0M
MIN
0.0M
RANGE
2.9M
IQR
214k
STD
191k
VAR
36.3B
KURT.
17.2
SKEW
2.69
SUM
918.9M
82
total_bal_ex_mort
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,615
(98%)
ZEROES:
---
MAX
913k
95%
159k
Q3
80k
AVG
63k
MEDIAN
48k
Q1
28k
5%
12k
MIN
2k
RANGE
912k
IQR
52,133
STD
55,695
VAR
3.1B
KURT.
25.0
SKEW
3.43
SUM
295.1M
83
total_bc_limit
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
967
(21%)
ZEROES:
---
MAX
280k
95%
84k
Q3
40k
AVG
31k
MEDIAN
23k
Q1
12k
5%
4k
MIN
0k
RANGE
280k
IQR
28,500
STD
27,664
VAR
765.3M
KURT.
8.08
SKEW
2.25
SUM
143.8M
84
total_il_high_credit_limit
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
4,080
(87%)
ZEROES:
---
MAX
839k
95%
140k
Q3
73k
AVG
56k
MEDIAN
43k
Q1
23k
5%
8k
MIN
1k
RANGE
838k
IQR
49,800
STD
49,447
VAR
2.4B
KURT.
23.4
SKEW
3.17
SUM
261.5M
85
hardship_flag
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
86
debt_settlement_flag
VALUES:
4,702
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
Associations
[Only including dataset "DataFrame"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Unnamed: 0
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
df_index
1.00
out_prncp_inv
-0.07
out_prncp
-0.07
collection_recovery_fee
0.07
recoveries
0.06
total_rec_int
0.05
total_bc_limit
-0.05
int_rate
0.05
bc_open_to_buy
-0.05
all_util
0.04
total_rev_hi_lim
-0.04
bc_util
0.04
total_rec_late_fee
0.04
mths_since_recent_bc
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.05
verification_status
0.05
delinq_2yrs
0.05
open_il_12m
0.04
delinq_amnt
0.03
inq_last_6mths
0.03
home_ownership
0.02
num_tl_90g_dpd_24m
0.02
initial_list_status
0.02
chargeoff_within_12_mths
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
collections_12_mths_ex_med
0.02
application_type
0.02
MOST FREQUENT VALUES
26625
1
<0.1%
56609
1
<0.1%
5432
1
<0.1%
26504
1
<0.1%
1334
1
<0.1%
73013
1
<0.1%
70964
1
<0.1%
60233
1
<0.1%
75058
1
<0.1%
64817
1
<0.1%
73005
1
<0.1%
74227
1
<0.1%
9514
1
<0.1%
40233
1
<0.1%
21800
1
<0.1%
SMALLEST VALUES
31
1
<0.1%
44
1
<0.1%
78
1
<0.1%
80
1
<0.1%
120
1
<0.1%
169
1
<0.1%
171
1
<0.1%
192
1
<0.1%
199
1
<0.1%
257
1
<0.1%
261
1
<0.1%
267
1
<0.1%
297
1
<0.1%
313
1
<0.1%
367
1
<0.1%
LARGEST VALUES
77340
1
<0.1%
77304
1
<0.1%
77297
1
<0.1%
77296
1
<0.1%
77294
1
<0.1%
77292
1
<0.1%
77291
1
<0.1%
77288
1
<0.1%
77284
1
<0.1%
77282
1
<0.1%
77276
1
<0.1%
77272
1
<0.1%
77269
1
<0.1%
77265
1
<0.1%
77258
1
<0.1%
df_index
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
Unnamed: 0
1.00
out_prncp_inv
-0.07
out_prncp
-0.07
collection_recovery_fee
0.07
recoveries
0.06
total_rec_int
0.05
total_bc_limit
-0.05
int_rate
0.05
bc_open_to_buy
-0.05
all_util
0.04
total_rev_hi_lim
-0.04
bc_util
0.04
total_rec_late_fee
0.04
mths_since_recent_bc
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.05
verification_status
0.05
delinq_2yrs
0.05
open_il_12m
0.04
delinq_amnt
0.03
inq_last_6mths
0.03
home_ownership
0.02
num_tl_90g_dpd_24m
0.02
initial_list_status
0.02
chargeoff_within_12_mths
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
collections_12_mths_ex_med
0.02
application_type
0.02
MOST FREQUENT VALUES
26625
1
<0.1%
56609
1
<0.1%
5432
1
<0.1%
26504
1
<0.1%
1334
1
<0.1%
73013
1
<0.1%
70964
1
<0.1%
60233
1
<0.1%
75058
1
<0.1%
64817
1
<0.1%
73005
1
<0.1%
74227
1
<0.1%
9514
1
<0.1%
40233
1
<0.1%
21800
1
<0.1%
SMALLEST VALUES
31
1
<0.1%
44
1
<0.1%
78
1
<0.1%
80
1
<0.1%
120
1
<0.1%
169
1
<0.1%
171
1
<0.1%
192
1
<0.1%
199
1
<0.1%
257
1
<0.1%
261
1
<0.1%
267
1
<0.1%
297
1
<0.1%
313
1
<0.1%
367
1
<0.1%
LARGEST VALUES
77340
1
<0.1%
77304
1
<0.1%
77297
1
<0.1%
77296
1
<0.1%
77294
1
<0.1%
77292
1
<0.1%
77291
1
<0.1%
77288
1
<0.1%
77284
1
<0.1%
77282
1
<0.1%
77276
1
<0.1%
77272
1
<0.1%
77269
1
<0.1%
77265
1
<0.1%
77258
1
<0.1%
loan_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
installment
0.93
total_rec_int
0.65
out_prncp_inv
0.63
out_prncp
0.63
total_pymnt_inv
0.49
total_pymnt
0.49
total_bc_limit
0.36
total_rev_hi_lim
0.36
max_bal_bc
0.35
annual_inc
0.34
total_rec_prncp
0.33
revol_bal
0.33
tot_hi_cred_lim
0.28
total_bal_ex_mort
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.18
home_ownership
0.13
open_il_12m
0.10
verification_status
0.06
inq_last_6mths
0.06
delinq_2yrs
0.05
num_tl_90g_dpd_24m
0.04
initial_list_status
0.04
hardship_flag
0.04
collections_12_mths_ex_med
0.04
chargeoff_within_12_mths
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
loan_status
0.03
MOST FREQUENT VALUES
10000.0
268
5.7%
20000.0
241
5.1%
15000.0
198
4.2%
40000.0
194
4.1%
12000.0
181
3.8%
25000.0
163
3.5%
30000.0
146
3.1%
8000.0
118
2.5%
16000.0
117
2.5%
5000.0
113
2.4%
24000.0
107
2.3%
10625.0
97
2.1%
35000.0
93
2.0%
18000.0
92
2.0%
6000.0
80
1.7%
SMALLEST VALUES
1000.0
16
0.3%
1100.0
1
<0.1%
1200.0
8
0.2%
1300.0
1
<0.1%
1325.0
1
<0.1%
1400.0
3
<0.1%
1450.0
3
<0.1%
1500.0
8
0.2%
1550.0
1
<0.1%
1600.0
4
<0.1%
1625.0
1
<0.1%
1700.0
1
<0.1%
1750.0
1
<0.1%
1800.0
5
0.1%
1825.0
1
<0.1%
LARGEST VALUES
40000.0
194
4.1%
39500.0
2
<0.1%
39475.0
1
<0.1%
39325.0
1
<0.1%
39225.0
1
<0.1%
39125.0
1
<0.1%
39000.0
5
0.1%
38900.0
2
<0.1%
38400.0
1
<0.1%
38275.0
6
0.1%
38000.0
6
0.1%
37900.0
1
<0.1%
37850.0
1
<0.1%
37750.0
1
<0.1%
37700.0
1
<0.1%
int_rate
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.34
bc_util
0.30
total_rec_int
0.30
bc_open_to_buy
-0.30
percent_bc_gt_75
0.28
total_bc_limit
-0.23
total_rec_prncp
-0.20
total_rev_hi_lim
-0.20
il_util
0.14
acc_open_past_24mths
0.14
tot_hi_cred_lim
-0.13
num_tl_op_past_12m
0.13
open_il_24m
0.13
mo_sin_old_rev_tl_op
-0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.30
open_il_12m
0.13
verification_status
0.12
home_ownership
0.11
inq_last_6mths
0.10
delinq_2yrs
0.07
num_tl_90g_dpd_24m
0.06
chargeoff_within_12_mths
0.04
hardship_flag
0.04
initial_list_status
0.03
collections_12_mths_ex_med
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
acc_now_delinq
0.03
MOST FREQUENT VALUES
0.2055
354
7.5%
0.0881
339
7.2%
0.1773999999999999
326
6.9%
0.1308
319
6.8%
0.2305
306
6.5%
0.0819
298
6.3%
0.124
263
5.6%
0.1101999999999999
240
5.1%
0.143
237
5.0%
0.1612
234
5.0%
0.2565
226
4.8%
0.1524
209
4.4%
0.1171
195
4.1%
0.1694999999999999
188
4.0%
0.1033
186
4.0%
SMALLEST VALUES
0.0646
185
3.9%
0.0702
123
2.6%
0.0756
181
3.8%
0.0819
298
6.3%
0.0881
339
7.2%
0.1033
186
4.0%
0.1081
1
<0.1%
0.1101999999999999
240
5.1%
0.1171
195
4.1%
0.124
263
5.6%
0.1308
319
6.8%
0.143
237
5.0%
0.1524
209
4.4%
0.1612
234
5.0%
0.1694999999999999
188
4.0%
LARGEST VALUES
0.288
130
2.8%
0.2565
226
4.8%
0.2305
306
6.5%
0.2055
354
7.5%
0.1862
162
3.4%
0.1773999999999999
326
6.9%
0.1694999999999999
188
4.0%
0.1612
234
5.0%
0.1524
209
4.4%
0.143
237
5.0%
0.1308
319
6.8%
0.124
263
5.6%
0.1171
195
4.1%
0.1101999999999999
240
5.1%
0.1081
1
<0.1%
installment
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.93
total_rec_int
0.62
out_prncp
0.54
out_prncp_inv
0.54
total_pymnt_inv
0.48
total_pymnt
0.48
max_bal_bc
0.34
revol_bal
0.33
total_rec_prncp
0.33
annual_inc
0.32
total_bc_limit
0.31
total_rev_hi_lim
0.31
total_bal_ex_mort
0.25
tot_hi_cred_lim
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.17
loan_status
0.09
open_il_12m
0.08
home_ownership
0.08
verification_status
0.07
inq_last_6mths
0.06
hardship_flag
0.05
collections_12_mths_ex_med
0.04
delinq_2yrs
0.03
num_tl_90g_dpd_24m
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
chargeoff_within_12_mths
0.02
acc_now_delinq
0.02
MOST FREQUENT VALUES
1225.24
34
0.7%
360.23
27
0.6%
536.02
17
0.4%
540.34
16
0.3%
432.27
16
0.3%
387.36
16
0.3%
1123.34
16
0.3%
306.31
15
0.3%
317.12
15
0.3%
900.56
14
0.3%
309.89
14
0.3%
968.4
14
0.3%
814.7
14
0.3%
564.39
14
0.3%
180.12
14
0.3%
SMALLEST VALUES
31.14
1
<0.1%
31.72
2
<0.1%
32.75
1
<0.1%
33.08
1
<0.1%
33.41
1
<0.1%
34.33
1
<0.1%
34.79
1
<0.1%
35.22
1
<0.1%
35.63
1
<0.1%
36.03
3
<0.1%
37.07
1
<0.1%
37.45
1
<0.1%
37.71
1
<0.1%
38.06
1
<0.1%
38.74
2
<0.1%
LARGEST VALUES
1604.18
1
<0.1%
1549.44
1
<0.1%
1497.78
2
<0.1%
1479.06
1
<0.1%
1458.57
1
<0.1%
1444.85
1
<0.1%
1425.12
1
<0.1%
1373.44
1
<0.1%
1363.66
1
<0.1%
1349.3
5
0.1%
1348.0
1
<0.1%
1339.61
1
<0.1%
1336.23
3
<0.1%
1323.04
1
<0.1%
1313.68
1
<0.1%
home_ownership
MISSING:
---
TOP CATEGORIES
MORTGAGE
2,131
45%
RENT
2,033
43%
OWN
533
11%
ANY
5
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
acc_now_delinq
0.09
delinq_amnt
0.09
num_tl_120dpd_2m
0.08
num_tl_30dpd
0.08
application_type
0.03
chargeoff_within_12_mths
0.01
loan_status
0.01
delinq_2yrs
0.01
collections_12_mths_ex_med
0.01
num_tl_90g_dpd_24m
0.01

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
application_type
0.01
loan_status
0.01
open_il_12m
0.01
delinq_2yrs
0.00
inq_last_6mths
0.00
verification_status
0.00
initial_list_status
0.00
num_tl_90g_dpd_24m
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
delinq_amnt
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
mort_acc
0.55
tot_hi_cred_lim
0.53
tot_cur_bal
0.52
avg_cur_bal
0.47
total_acc
0.23
mo_sin_old_il_acct
0.20
total_rev_hi_lim
0.19
total_bal_ex_mort
0.19
revol_bal
0.19
mo_sin_old_rev_tl_op
0.18
total_il_high_credit_limit
0.16
annual_inc
0.16
num_il_tl
0.15
open_acc
0.15
annual_inc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.46
tot_cur_bal
0.43
total_bal_ex_mort
0.40
revol_bal
0.38
total_rev_hi_lim
0.37
max_bal_bc
0.35
total_il_high_credit_limit
0.35
total_bc_limit
0.35
loan_amnt
0.34
avg_cur_bal
0.33
installment
0.32
total_bal_il
0.26
total_acc
0.23
mort_acc
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.16
application_type
0.12
delinq_2yrs
0.09
verification_status
0.09
open_il_12m
0.07
chargeoff_within_12_mths
0.05
collections_12_mths_ex_med
0.04
num_tl_90g_dpd_24m
0.04
loan_status
0.04
pub_rec
0.04
pub_rec_bankruptcies
0.04
inq_last_6mths
0.04
num_tl_120dpd_2m
0.01
hardship_flag
0.01
MOST FREQUENT VALUES
60000.0
195
4.1%
65000.0
156
3.3%
50000.0
150
3.2%
80000.0
138
2.9%
75000.0
132
2.8%
70000.0
131
2.8%
100000.0
122
2.6%
40000.0
111
2.4%
120000.0
110
2.3%
90000.0
106
2.3%
45000.0
96
2.0%
85000.0
93
2.0%
55000.0
91
1.9%
150000.0
77
1.6%
110000.0
64
1.4%
SMALLEST VALUES
100.0
1
<0.1%
2500.0
1
<0.1%
4500.0
1
<0.1%
5000.0
2
<0.1%
6000.0
1
<0.1%
8000.0
1
<0.1%
9396.0
1
<0.1%
10000.0
5
0.1%
11352.0
1
<0.1%
11623.0
1
<0.1%
12000.0
3
<0.1%
12500.0
1
<0.1%
13382.0
1
<0.1%
13512.0
1
<0.1%
14000.0
1
<0.1%
LARGEST VALUES
1092000.0
1
<0.1%
1000000.0
1
<0.1%
775000.0
1
<0.1%
640000.0
1
<0.1%
600000.0
1
<0.1%
588000.0
1
<0.1%
564000.0
1
<0.1%
555000.0
1
<0.1%
510000.0
1
<0.1%
500000.0
1
<0.1%
480000.0
1
<0.1%
450000.0
2
<0.1%
425000.0
1
<0.1%
400000.0
1
<0.1%
375000.0
1
<0.1%
verification_status
MISSING:
---
TOP CATEGORIES
Not Verified
2,454
52%
Source Verified
1,715
36%
Verified
533
11%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
acc_now_delinq
0.07
delinq_amnt
0.07
num_tl_120dpd_2m
0.07
num_tl_30dpd
0.07
application_type
0.03
chargeoff_within_12_mths
0.02
collections_12_mths_ex_med
0.01
inq_last_6mths
0.01
open_il_12m
0.01
num_tl_90g_dpd_24m
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status:
application_type
0.01
inq_last_6mths
0.01
open_il_12m
0.01
delinq_2yrs
0.00
home_ownership
0.00
collections_12_mths_ex_med
0.00
num_tl_90g_dpd_24m
0.00
chargeoff_within_12_mths
0.00
loan_status
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
num_tl_120dpd_2m
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
int_rate
0.12
open_il_24m
0.11
num_tl_op_past_12m
0.10
inq_last_12m
0.10
mths_since_recent_inq
0.10
annual_inc
0.09
acc_open_past_24mths
0.09
inq_fi
0.08
tot_cur_bal
0.08
mo_sin_rcnt_tl
0.08
total_rec_int
0.08
open_acc_6m
0.08
dti
0.08
mo_sin_old_rev_tl_op
0.07
loan_status
MISSING:
---
TOP CATEGORIES
low_risk
2,351
50%
high_risk
2,351
50%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.07
num_tl_30dpd
0.07
delinq_amnt
0.07
chargeoff_within_12_mths
0.03
hardship_flag
0.01
home_ownership
0.01
collections_12_mths_ex_med
0.01
num_tl_90g_dpd_24m
0.00
inq_last_6mths
0.00
pub_rec
0.00

THESE FEATURES
GIVE INFORMATION
ON loan_status:
home_ownership
0.01
inq_last_6mths
0.01
open_il_12m
0.00
chargeoff_within_12_mths
0.00
num_tl_90g_dpd_24m
0.00
delinq_2yrs
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag
0.00
verification_status
0.00
collections_12_mths_ex_med
0.00
delinq_amnt
0.00
application_type
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
total_rec_prncp
0.40
total_pymnt_inv
0.38
total_pymnt
0.38
int_rate
0.30
last_pymnt_amnt
0.24
collection_recovery_fee
0.17
out_prncp_inv
0.17
out_prncp
0.17
recoveries
0.15
total_rec_int
0.12
mo_sin_old_rev_tl_op
0.12
mort_acc
0.10
tot_hi_cred_lim
0.10
open_rv_12m
0.09
pymnt_plan
MISSING:
---
TOP CATEGORIES
n
4,702
100%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pymnt_plan
PROVIDES INFORMATION ON...
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
num_tl_30dpd
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00
hardship_flag
0.00
initial_list_status
0.00
delinq_2yrs
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON pymnt_plan:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
delinq_2yrs
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pymnt_plan
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
total_pymnt_inv
0.00
dti
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
-0.19
total_il_high_credit_limit
0.15
total_bal_ex_mort
0.12
total_bal_il
0.10
num_sats
0.10
open_acc
0.10
num_actv_rev_tl
0.09
total_acc
0.09
num_rev_tl_bal_gt_0
0.09
open_il_24m
0.09
int_rate
0.08
open_act_il
0.08
num_il_tl
0.08
pct_tl_nvr_dlq
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.27
verification_status
0.08
delinq_2yrs
0.06
open_il_12m
0.05
home_ownership
0.05
num_tl_90g_dpd_24m
0.05
inq_last_6mths
0.03
loan_status
0.02
chargeoff_within_12_mths
0.02
collections_12_mths_ex_med
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
num_tl_120dpd_2m
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
14.23
9
0.2%
17.01
8
0.2%
13.27
8
0.2%
15.6
7
0.1%
18.0
7
0.1%
17.93
7
0.1%
14.4
6
0.1%
20.18
6
0.1%
23.72
6
0.1%
19.25
6
0.1%
19.16
6
0.1%
26.31
6
0.1%
25.39
6
0.1%
27.81
6
0.1%
17.42
6
0.1%
SMALLEST VALUES
0.71
1
<0.1%
0.84
1
<0.1%
0.88
1
<0.1%
0.92
1
<0.1%
1.08
1
<0.1%
1.29
1
<0.1%
1.6
2
<0.1%
1.61
1
<0.1%
1.63
1
<0.1%
1.9
1
<0.1%
2.0
1
<0.1%
2.15
1
<0.1%
2.18
1
<0.1%
2.45
1
<0.1%
2.63
1
<0.1%
LARGEST VALUES
999.0
1
<0.1%
349.52
1
<0.1%
336.06
1
<0.1%
311.4
1
<0.1%
278.87
1
<0.1%
265.67
1
<0.1%
255.77
1
<0.1%
189.49
1
<0.1%
178.0
1
<0.1%
173.92
1
<0.1%
154.4
1
<0.1%
151.47
1
<0.1%
138.9
1
<0.1%
132.7
1
<0.1%
131.87
1
<0.1%
delinq_2yrs
MISSING:
---
TOP CATEGORIES
0.0
4,061
86%
1.0
449
10%
2.0
122
3%
3.0
34
<1%
4.0
19
<1%
5.0
10
<1%
6.0
5
<1%
8.0
1
<1%
7.0
1
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
delinq_2yrs
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.52
num_tl_90g_dpd_24m
0.52
acc_now_delinq
0.34
delinq_amnt
0.25
num_tl_30dpd
0.25
chargeoff_within_12_mths
0.23
collections_12_mths_ex_med
0.04
pub_rec
0.01
pub_rec_bankruptcies
0.01
initial_list_status
0.00

THESE FEATURES
GIVE INFORMATION
ON delinq_2yrs:
num_tl_90g_dpd_24m
0.18
chargeoff_within_12_mths
0.02
open_il_12m
0.01
home_ownership
0.01
inq_last_6mths
0.01
collections_12_mths_ex_med
0.01
verification_status
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
acc_now_delinq
0.00
initial_list_status
0.00
num_tl_120dpd_2m
0.00
delinq_amnt
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_2yrs
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.43
num_accts_ever_120_pd
0.17
collection_recovery_fee
0.10
total_bc_limit
0.10
mo_sin_old_rev_tl_op
0.10
annual_inc
0.09
total_rev_hi_lim
0.09
mo_sin_old_il_acct
0.09
recoveries
0.08
open_act_il
0.08
bc_open_to_buy
0.08
mort_acc
0.08
acc_open_past_24mths
0.08
total_acc
0.07
inq_last_6mths
MISSING:
---
TOP CATEGORIES
0.0
2,448
52%
1.0
1,498
32%
2.0
534
11%
3.0
171
4%
4.0
35
<1%
5.0
16
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
inq_last_6mths
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.12
delinq_amnt
0.07
num_tl_30dpd
0.07
chargeoff_within_12_mths
0.03
open_il_12m
0.02
acc_now_delinq
0.02
collections_12_mths_ex_med
0.01
num_tl_90g_dpd_24m
0.01
verification_status
0.01
loan_status
0.01

THESE FEATURES
GIVE INFORMATION
ON inq_last_6mths:
open_il_12m
0.03
verification_status
0.01
loan_status
0.00
delinq_2yrs
0.00
home_ownership
0.00
application_type
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
num_tl_90g_dpd_24m
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
initial_list_status
0.00
delinq_amnt
0.00
num_tl_120dpd_2m
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
CORRELATION RATIO WITH...
mths_since_recent_inq
0.66
open_acc_6m
0.50
inq_last_12m
0.49
num_tl_op_past_12m
0.41
open_rv_12m
0.37
acc_open_past_24mths
0.36
mo_sin_rcnt_tl
0.34
open_rv_24m
0.33
inq_fi
0.25
mo_sin_rcnt_rev_tl_op
0.24
num_rev_accts
0.22
num_op_rev_tl
0.22
num_bc_tl
0.20
total_acc
0.19
open_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_sats
1.00
num_op_rev_tl
0.87
num_bc_sats
0.74
num_rev_accts
0.73
total_acc
0.73
num_rev_tl_bal_gt_0
0.70
num_actv_rev_tl
0.70
num_bc_tl
0.64
num_actv_bc_tl
0.61
total_rev_hi_lim
0.51
acc_open_past_24mths
0.49
open_rv_24m
0.48
open_act_il
0.48
total_bc_limit
0.45

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.19
open_il_12m
0.15
home_ownership
0.15
pub_rec
0.04
pub_rec_bankruptcies
0.04
verification_status
0.04
loan_status
0.04
num_tl_90g_dpd_24m
0.03
application_type
0.03
delinq_2yrs
0.03
chargeoff_within_12_mths
0.02
hardship_flag
0.02
delinq_amnt
0.02
initial_list_status
0.01
MOST FREQUENT VALUES
9.0
420
8.9%
10.0
368
7.8%
8.0
366
7.8%
12.0
365
7.8%
11.0
340
7.2%
13.0
316
6.7%
7.0
279
5.9%
14.0
271
5.8%
6.0
258
5.5%
15.0
215
4.6%
16.0
203
4.3%
17.0
175
3.7%
5.0
146
3.1%
18.0
141
3.0%
20.0
115
2.4%
SMALLEST VALUES
2.0
4
<0.1%
3.0
43
0.9%
4.0
88
1.9%
5.0
146
3.1%
6.0
258
5.5%
7.0
279
5.9%
8.0
366
7.8%
9.0
420
8.9%
10.0
368
7.8%
11.0
340
7.2%
12.0
365
7.8%
13.0
316
6.7%
14.0
271
5.8%
15.0
215
4.6%
16.0
203
4.3%
LARGEST VALUES
53.0
1
<0.1%
52.0
2
<0.1%
49.0
2
<0.1%
47.0
1
<0.1%
46.0
1
<0.1%
44.0
1
<0.1%
43.0
1
<0.1%
41.0
1
<0.1%
40.0
3
<0.1%
39.0
4
<0.1%
38.0
1
<0.1%
37.0
1
<0.1%
36.0
3
<0.1%
35.0
6
0.1%
34.0
10
0.2%
pub_rec
MISSING:
---
TOP CATEGORIES
0.0
4,223
90%
1.0
472
10%
2.0
7
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
pub_rec_bankruptcies
1.00
tax_liens
1.00
debt_settlement_flag
1.00
chargeoff_within_12_mths
0.02
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_120dpd_2m
0.01
num_tl_30dpd
0.01
num_tl_90g_dpd_24m
0.01
hardship_flag
0.01
collections_12_mths_ex_med
0.00
delinq_2yrs
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec:
pub_rec_bankruptcies
1.00
open_il_12m
0.01
delinq_2yrs
0.01
inq_last_6mths
0.01
num_tl_90g_dpd_24m
0.00
home_ownership
0.00
initial_list_status
0.00
loan_status
0.00
chargeoff_within_12_mths
0.00
application_type
0.00
hardship_flag
0.00
collections_12_mths_ex_med
0.00
verification_status
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
CORRELATION RATIO WITH...
acc_open_past_24mths
0.13
open_rv_24m
0.12
inq_fi
0.10
num_tl_op_past_12m
0.10
inq_last_12m
0.09
max_bal_bc
0.09
num_rev_accts
0.09
open_il_24m
0.08
pct_tl_nvr_dlq
0.08
mo_sin_rcnt_rev_tl_op
0.08
total_bc_limit
0.08
open_rv_12m
0.08
total_acc
0.07
num_op_rev_tl
0.07
revol_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.76
max_bal_bc
0.57
total_bal_ex_mort
0.49
total_bc_limit
0.49
tot_hi_cred_lim
0.45
tot_cur_bal
0.41
annual_inc
0.38
num_actv_rev_tl
0.36
num_rev_tl_bal_gt_0
0.36
num_actv_bc_tl
0.35
installment
0.33
loan_amnt
0.33
avg_cur_bal
0.29
num_bc_sats
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.19
open_il_12m
0.09
delinq_2yrs
0.07
pub_rec
0.07
pub_rec_bankruptcies
0.07
num_tl_90g_dpd_24m
0.06
inq_last_6mths
0.06
loan_status
0.04
verification_status
0.04
collections_12_mths_ex_med
0.03
chargeoff_within_12_mths
0.02
hardship_flag
0.01
delinq_amnt
0.01
application_type
0.01
MOST FREQUENT VALUES
0.0
20
0.4%
10181.0
4
<0.1%
7447.0
3
<0.1%
8469.0
3
<0.1%
7543.0
3
<0.1%
8861.0
3
<0.1%
6206.0
3
<0.1%
21700.0
3
<0.1%
12853.0
3
<0.1%
9257.0
3
<0.1%
6497.0
3
<0.1%
3613.0
3
<0.1%
9608.0
3
<0.1%
12997.0
3
<0.1%
5136.0
2
<0.1%
SMALLEST VALUES
0.0
20
0.4%
5.0
1
<0.1%
9.0
1
<0.1%
10.0
1
<0.1%
22.0
1
<0.1%
28.0
1
<0.1%
30.0
1
<0.1%
32.0
1
<0.1%
34.0
1
<0.1%
36.0
1
<0.1%
37.0
1
<0.1%
58.0
1
<0.1%
61.0
1
<0.1%
68.0
1
<0.1%
74.0
1
<0.1%
LARGEST VALUES
512728.0
1
<0.1%
274829.0
1
<0.1%
268441.0
1
<0.1%
254722.0
1
<0.1%
231241.0
1
<0.1%
228778.0
1
<0.1%
228258.0
1
<0.1%
209699.0
1
<0.1%
195697.0
1
<0.1%
195612.0
1
<0.1%
192645.0
1
<0.1%
192148.0
1
<0.1%
190892.0
1
<0.1%
188377.0
1
<0.1%
176069.0
1
<0.1%
total_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.77
open_acc
0.73
num_sats
0.73
num_il_tl
0.72
num_bc_tl
0.64
num_op_rev_tl
0.61
num_bc_sats
0.48
total_bal_ex_mort
0.45
acc_open_past_24mths
0.45
num_actv_rev_tl
0.44
num_rev_tl_bal_gt_0
0.44
total_il_high_credit_limit
0.43
total_rev_hi_lim
0.42
total_bal_il
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.26
home_ownership
0.23
inq_last_6mths
0.19
delinq_2yrs
0.07
pub_rec
0.07
pub_rec_bankruptcies
0.07
num_tl_90g_dpd_24m
0.05
verification_status
0.04
loan_status
0.04
chargeoff_within_12_mths
0.04
delinq_amnt
0.02
initial_list_status
0.02
acc_now_delinq
0.01
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
14.0
191
4.1%
17.0
185
3.9%
21.0
183
3.9%
19.0
173
3.7%
18.0
170
3.6%
22.0
168
3.6%
20.0
164
3.5%
16.0
162
3.4%
15.0
162
3.4%
23.0
160
3.4%
25.0
154
3.3%
26.0
153
3.3%
24.0
153
3.3%
13.0
146
3.1%
27.0
136
2.9%
SMALLEST VALUES
3.0
7
0.1%
4.0
14
0.3%
5.0
21
0.4%
6.0
41
0.9%
7.0
62
1.3%
8.0
72
1.5%
9.0
83
1.8%
10.0
131
2.8%
11.0
111
2.4%
12.0
128
2.7%
13.0
146
3.1%
14.0
191
4.1%
15.0
162
3.4%
16.0
162
3.4%
17.0
185
3.9%
LARGEST VALUES
129.0
1
<0.1%
111.0
1
<0.1%
101.0
1
<0.1%
93.0
1
<0.1%
85.0
1
<0.1%
82.0
2
<0.1%
81.0
1
<0.1%
80.0
1
<0.1%
77.0
2
<0.1%
75.0
1
<0.1%
74.0
1
<0.1%
72.0
2
<0.1%
71.0
5
0.1%
70.0
3
<0.1%
69.0
3
<0.1%
initial_list_status
MISSING:
---
TOP CATEGORIES
w
4,377
93%
f
325
7%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_120dpd_2m
0.01
num_tl_30dpd
0.01
collections_12_mths_ex_med
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
delinq_2yrs
0.00
num_tl_90g_dpd_24m
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
home_ownership
0.01
delinq_2yrs
0.00
open_il_12m
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
inq_last_6mths
0.00
chargeoff_within_12_mths
0.00
num_tl_90g_dpd_24m
0.00
collections_12_mths_ex_med
0.00
loan_status
0.00
verification_status
0.00
application_type
0.00
acc_now_delinq
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
tot_coll_amt
0.04
loan_amnt
0.04
int_rate
0.03
out_prncp_inv
0.03
collection_recovery_fee
0.03
out_prncp
0.03
recoveries
0.03
total_rec_int
0.03
mo_sin_old_il_acct
0.02
Unnamed: 0
0.02
df_index
0.02
total_acc
0.02
num_accts_ever_120_pd
0.02
mort_acc
0.02
out_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
1.00
total_rec_int
0.74
loan_amnt
0.63
installment
0.54
total_pymnt_inv
0.21
total_pymnt
0.21
annual_inc
0.21
max_bal_bc
0.20
revol_bal
0.20
tot_hi_cred_lim
0.20
total_bal_ex_mort
0.19
total_rev_hi_lim
0.19
total_bc_limit
0.18
tot_cur_bal
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.17
application_type
0.15
open_il_12m
0.10
hardship_flag
0.10
home_ownership
0.09
inq_last_6mths
0.09
num_tl_90g_dpd_24m
0.04
verification_status
0.04
delinq_2yrs
0.03
initial_list_status
0.03
chargeoff_within_12_mths
0.03
collections_12_mths_ex_med
0.02
acc_now_delinq
0.01
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
0.0
1,435
30.5%
20000.0
6
0.1%
29652.74
5
0.1%
28587.13
5
0.1%
17059.23
4
<0.1%
14328.0
4
<0.1%
34413.57
4
<0.1%
17049.71
3
<0.1%
7948.41
3
<0.1%
6878.94
3
<0.1%
6954.54
3
<0.1%
2971.72
3
<0.1%
34845.62
3
<0.1%
13067.1
3
<0.1%
8955.77
3
<0.1%
SMALLEST VALUES
0.0
1,435
30.5%
62.62
1
<0.1%
76.35
1
<0.1%
87.74
1
<0.1%
157.3
1
<0.1%
476.62
1
<0.1%
624.4
1
<0.1%
663.62
1
<0.1%
680.89
1
<0.1%
695.35
1
<0.1%
720.73
1
<0.1%
720.91
1
<0.1%
721.77
1
<0.1%
729.62
1
<0.1%
738.23
1
<0.1%
LARGEST VALUES
39551.35
1
<0.1%
39482.78
1
<0.1%
39424.39
1
<0.1%
39383.06
1
<0.1%
39204.8
1
<0.1%
39162.25
1
<0.1%
39040.92
1
<0.1%
38987.35
1
<0.1%
38971.45
1
<0.1%
38912.91
1
<0.1%
38859.59
1
<0.1%
38668.43
1
<0.1%
38318.43
1
<0.1%
38179.15
1
<0.1%
38102.57
1
<0.1%
out_prncp_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
1.00
total_rec_int
0.74
loan_amnt
0.63
installment
0.54
total_pymnt_inv
0.21
total_pymnt
0.21
annual_inc
0.21
max_bal_bc
0.20
revol_bal
0.20
tot_hi_cred_lim
0.20
total_bal_ex_mort
0.19
total_rev_hi_lim
0.19
total_bc_limit
0.18
tot_cur_bal
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.17
application_type
0.15
open_il_12m
0.10
hardship_flag
0.10
home_ownership
0.09
inq_last_6mths
0.09
num_tl_90g_dpd_24m
0.04
verification_status
0.04
delinq_2yrs
0.03
initial_list_status
0.03
chargeoff_within_12_mths
0.03
collections_12_mths_ex_med
0.02
acc_now_delinq
0.01
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
0.0
1,435
30.5%
20000.0
6
0.1%
28587.13
5
0.1%
29652.74
5
0.1%
17059.23
4
<0.1%
14328.0
4
<0.1%
34413.57
4
<0.1%
6954.54
3
<0.1%
34845.62
3
<0.1%
17049.71
3
<0.1%
21876.22
3
<0.1%
8915.26
3
<0.1%
13067.1
3
<0.1%
7948.41
3
<0.1%
8955.77
3
<0.1%
SMALLEST VALUES
0.0
1,435
30.5%
62.62
1
<0.1%
76.35
1
<0.1%
87.74
1
<0.1%
157.3
1
<0.1%
476.62
1
<0.1%
624.4
1
<0.1%
663.62
1
<0.1%
680.89
1
<0.1%
695.35
1
<0.1%
720.73
1
<0.1%
720.91
1
<0.1%
721.77
1
<0.1%
729.62
1
<0.1%
738.23
1
<0.1%
LARGEST VALUES
39551.35
1
<0.1%
39482.78
1
<0.1%
39424.39
1
<0.1%
39383.06
1
<0.1%
39204.8
1
<0.1%
39162.25
1
<0.1%
39040.92
1
<0.1%
38987.35
1
<0.1%
38971.45
1
<0.1%
38912.91
1
<0.1%
38859.59
1
<0.1%
38668.43
1
<0.1%
38318.43
1
<0.1%
38179.15
1
<0.1%
38102.57
1
<0.1%
total_pymnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
1.00
total_rec_prncp
0.96
last_pymnt_amnt
0.81
loan_amnt
0.49
installment
0.48
total_rec_int
0.40
max_bal_bc
0.23
total_bc_limit
0.22
total_rev_hi_lim
0.22
tot_hi_cred_lim
0.22
out_prncp
0.21
out_prncp_inv
0.21
annual_inc
0.20
revol_bal
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.38
home_ownership
0.14
application_type
0.09
inq_last_6mths
0.06
pub_rec
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.04
verification_status
0.03
collections_12_mths_ex_med
0.03
delinq_2yrs
0.03
num_tl_90g_dpd_24m
0.02
initial_list_status
0.02
hardship_flag
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
0.0
54
1.1%
13463.28
5
0.1%
12238.04
5
0.1%
3961.39
4
<0.1%
3800.55
4
<0.1%
5589.71
4
<0.1%
3362.23
4
<0.1%
13448.93
4
<0.1%
4778.51
4
<0.1%
2585.74
4
<0.1%
6787.23
3
<0.1%
2053.82
3
<0.1%
2125.31
3
<0.1%
3701.14
3
<0.1%
12223.69
3
<0.1%
SMALLEST VALUES
0.0
54
1.1%
38.57
1
<0.1%
100.61
1
<0.1%
111.21
1
<0.1%
117.17
1
<0.1%
124.38
1
<0.1%
125.0
1
<0.1%
136.58
1
<0.1%
159.25
1
<0.1%
164.87
1
<0.1%
175.51
1
<0.1%
178.36
1
<0.1%
180.47
1
<0.1%
180.77
1
<0.1%
183.53
1
<0.1%
LARGEST VALUES
46274.52
1
<0.1%
42921.5
1
<0.1%
42156.5
1
<0.1%
41969.01
1
<0.1%
41868.73
1
<0.1%
41843.36
1
<0.1%
41755.01
1
<0.1%
41276.02
1
<0.1%
41233.37
1
<0.1%
40342.84
1
<0.1%
39976.82
1
<0.1%
39283.43
1
<0.1%
38218.24
1
<0.1%
37834.33
1
<0.1%
36865.45
1
<0.1%
total_pymnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
1.00
total_rec_prncp
0.96
last_pymnt_amnt
0.81
loan_amnt
0.49
installment
0.48
total_rec_int
0.40
max_bal_bc
0.23
total_bc_limit
0.22
total_rev_hi_lim
0.22
tot_hi_cred_lim
0.22
out_prncp
0.21
out_prncp_inv
0.21
annual_inc
0.20
revol_bal
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.38
home_ownership
0.14
application_type
0.09
inq_last_6mths
0.06
pub_rec
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.04
verification_status
0.03
collections_12_mths_ex_med
0.03
delinq_2yrs
0.03
num_tl_90g_dpd_24m
0.02
initial_list_status
0.02
hardship_flag
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
0.0
54
1.1%
12238.04
5
0.1%
13463.28
5
0.1%
4778.51
4
<0.1%
2585.74
4
<0.1%
3800.55
4
<0.1%
3362.23
4
<0.1%
5589.71
4
<0.1%
3961.39
4
<0.1%
13448.93
4
<0.1%
1580.71
3
<0.1%
2533.08
3
<0.1%
3592.44
3
<0.1%
3483.43
3
<0.1%
5605.99
3
<0.1%
SMALLEST VALUES
0.0
54
1.1%
38.57
1
<0.1%
100.61
1
<0.1%
111.21
1
<0.1%
117.17
1
<0.1%
124.38
1
<0.1%
125.0
1
<0.1%
136.58
1
<0.1%
159.25
1
<0.1%
164.87
1
<0.1%
175.51
1
<0.1%
178.36
1
<0.1%
180.47
1
<0.1%
180.77
1
<0.1%
183.53
1
<0.1%
LARGEST VALUES
46274.52
1
<0.1%
42921.5
1
<0.1%
42156.5
1
<0.1%
41969.01
1
<0.1%
41868.73
1
<0.1%
41843.36
1
<0.1%
41755.01
1
<0.1%
41276.02
1
<0.1%
41233.37
1
<0.1%
40342.84
1
<0.1%
39976.82
1
<0.1%
39283.43
1
<0.1%
38218.24
1
<0.1%
37834.33
1
<0.1%
36865.45
1
<0.1%
total_rec_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.96
total_pymnt_inv
0.96
last_pymnt_amnt
0.87
installment
0.33
loan_amnt
0.33
int_rate
-0.20
total_bc_limit
0.20
total_rev_hi_lim
0.20
tot_hi_cred_lim
0.19
max_bal_bc
0.18
mort_acc
0.17
total_rec_int
0.17
tot_cur_bal
0.16
bc_open_to_buy
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.40
home_ownership
0.13
application_type
0.06
inq_last_6mths
0.05
pub_rec
0.05
pub_rec_bankruptcies
0.05
open_il_12m
0.04
hardship_flag
0.03
delinq_2yrs
0.03
verification_status
0.03
collections_12_mths_ex_med
0.03
num_tl_90g_dpd_24m
0.02
chargeoff_within_12_mths
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
130
2.8%
10000.0
17
0.4%
15000.0
16
0.3%
16000.0
15
0.3%
20000.0
14
0.3%
12000.0
11
0.2%
8000.0
10
0.2%
6000.0
10
0.2%
40000.0
9
0.2%
10625.0
9
0.2%
30000.0
8
0.2%
5000.0
8
0.2%
7000.0
8
0.2%
13000.0
7
0.1%
24000.0
7
0.1%
SMALLEST VALUES
0.0
130
2.8%
1.89
1
<0.1%
3.86
1
<0.1%
8.16
1
<0.1%
12.61
1
<0.1%
12.77
1
<0.1%
19.02
1
<0.1%
23.8
1
<0.1%
28.28
1
<0.1%
35.7
1
<0.1%
38.9
1
<0.1%
41.35
1
<0.1%
51.88
1
<0.1%
54.24
1
<0.1%
54.67
1
<0.1%
LARGEST VALUES
40000.0
9
0.2%
39475.0
1
<0.1%
37000.0
3
<0.1%
36000.0
1
<0.1%
35000.0
3
<0.1%
34025.0
1
<0.1%
32325.0
1
<0.1%
32025.0
1
<0.1%
32000.0
1
<0.1%
31937.38
1
<0.1%
31900.0
3
<0.1%
31725.0
1
<0.1%
31575.0
2
<0.1%
31500.0
1
<0.1%
31325.0
1
<0.1%
total_rec_int
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
0.74
out_prncp
0.74
loan_amnt
0.65
installment
0.62
total_pymnt_inv
0.40
total_pymnt
0.40
int_rate
0.30
max_bal_bc
0.22
revol_bal
0.21
total_bal_ex_mort
0.20
annual_inc
0.19
bc_util
0.19
total_rec_prncp
0.17
total_il_high_credit_limit
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.17
loan_status
0.12
hardship_flag
0.09
verification_status
0.08
home_ownership
0.07
open_il_12m
0.07
inq_last_6mths
0.06
collections_12_mths_ex_med
0.03
initial_list_status
0.03
num_tl_90g_dpd_24m
0.02
delinq_2yrs
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
0.0
84
1.8%
1876.43
3
<0.1%
2655.7
3
<0.1%
745.96
3
<0.1%
1115.23
3
<0.1%
2538.49
3
<0.1%
755.09
3
<0.1%
2050.41
3
<0.1%
551.07
3
<0.1%
1788.87
3
<0.1%
2326.26
2
<0.1%
1735.77
2
<0.1%
2542.37
2
<0.1%
498.75
2
<0.1%
204.81
2
<0.1%
SMALLEST VALUES
0.0
84
1.8%
1.61
1
<0.1%
2.48
1
<0.1%
2.96
1
<0.1%
3.04
1
<0.1%
3.73
1
<0.1%
4.41
1
<0.1%
5.05
1
<0.1%
10.29
1
<0.1%
10.99
1
<0.1%
11.24
1
<0.1%
15.06
1
<0.1%
16.65
1
<0.1%
20.19
1
<0.1%
21.75
1
<0.1%
LARGEST VALUES
10032.11
1
<0.1%
9125.51
1
<0.1%
7978.78
1
<0.1%
7552.5
1
<0.1%
7459.89
1
<0.1%
7442.41
1
<0.1%
7109.11
1
<0.1%
6904.03
1
<0.1%
6901.12
1
<0.1%
6768.88
1
<0.1%
6678.42
1
<0.1%
6648.81
1
<0.1%
6627.18
1
<0.1%
6622.39
1
<0.1%
6559.43
1
<0.1%
total_rec_late_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.05
total_il_high_credit_limit
0.05
collection_recovery_fee
0.05
total_bal_ex_mort
0.05
installment
0.05
total_rec_int
0.04
total_bal_il
0.04
all_util
0.04
recoveries
0.04
Unnamed: 0
0.04
df_index
0.04
loan_amnt
0.04
revol_bal
0.03
mo_sin_old_il_acct
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.04
loan_status
0.03
delinq_2yrs
0.03
hardship_flag
0.02
verification_status
0.02
application_type
0.02
inq_last_6mths
0.01
num_tl_90g_dpd_24m
0.01
home_ownership
0.01
collections_12_mths_ex_med
0.01
initial_list_status
0.01
pub_rec
0.00
pub_rec_bankruptcies
0.00
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
4,686
99.7%
15.0
2
<0.1%
53.97
1
<0.1%
29.32
1
<0.1%
40.08
1
<0.1%
28.82
1
<0.1%
37.94
1
<0.1%
23.58
1
<0.1%
64.89
1
<0.1%
59.02
1
<0.1%
25.46
1
<0.1%
17.44
1
<0.1%
15.81
1
<0.1%
15.66
1
<0.1%
18.38
1
<0.1%
SMALLEST VALUES
0.0
4,686
99.7%
15.0
2
<0.1%
15.66
1
<0.1%
15.81
1
<0.1%
17.44
1
<0.1%
18.38
1
<0.1%
23.58
1
<0.1%
25.46
1
<0.1%
28.82
1
<0.1%
29.32
1
<0.1%
32.08
1
<0.1%
37.94
1
<0.1%
40.08
1
<0.1%
53.97
1
<0.1%
59.02
1
<0.1%
LARGEST VALUES
64.89
1
<0.1%
59.02
1
<0.1%
53.97
1
<0.1%
40.08
1
<0.1%
37.94
1
<0.1%
32.08
1
<0.1%
29.32
1
<0.1%
28.82
1
<0.1%
25.46
1
<0.1%
23.58
1
<0.1%
18.38
1
<0.1%
17.44
1
<0.1%
15.81
1
<0.1%
15.66
1
<0.1%
15.0
2
<0.1%
recoveries
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
collection_recovery_fee
0.80
out_prncp
-0.15
out_prncp_inv
-0.15
total_rec_int
-0.12
installment
0.10
loan_amnt
0.10
total_rec_prncp
-0.09
avg_cur_bal
0.07
annual_inc
0.07
int_rate
0.06
Unnamed: 0
0.06
df_index
0.06
total_bc_limit
0.06
bc_open_to_buy
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.15
delinq_2yrs
0.08
chargeoff_within_12_mths
0.06
num_tl_90g_dpd_24m
0.06
initial_list_status
0.03
open_il_12m
0.03
inq_last_6mths
0.03
verification_status
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
hardship_flag
0.02
application_type
0.02
collections_12_mths_ex_med
0.01
home_ownership
0.01
MOST FREQUENT VALUES
0.0
4,465
95.0%
25.0
9
0.2%
50.0
5
0.1%
200.0
4
<0.1%
150.0
3
<0.1%
125.0
3
<0.1%
100.0
3
<0.1%
75.0
3
<0.1%
2749.25
1
<0.1%
2633.86
1
<0.1%
3803.04
1
<0.1%
1474.41
1
<0.1%
1430.26
1
<0.1%
3346.01
1
<0.1%
2715.03
1
<0.1%
SMALLEST VALUES
0.0
4,465
95.0%
25.0
9
0.2%
50.0
5
0.1%
56.98
1
<0.1%
75.0
3
<0.1%
100.0
3
<0.1%
125.0
3
<0.1%
150.0
3
<0.1%
160.0
1
<0.1%
170.79
1
<0.1%
179.98
1
<0.1%
183.53
1
<0.1%
200.0
4
<0.1%
211.81
1
<0.1%
226.73
1
<0.1%
LARGEST VALUES
30000.0
1
<0.1%
11708.21
1
<0.1%
8471.14
1
<0.1%
6706.44
1
<0.1%
5922.45
1
<0.1%
5880.58
1
<0.1%
5727.56
1
<0.1%
5500.0
1
<0.1%
5345.79
1
<0.1%
5307.0
1
<0.1%
5279.3
1
<0.1%
5269.66
1
<0.1%
5147.55
1
<0.1%
5094.19
1
<0.1%
5025.66
1
<0.1%
collection_recovery_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
recoveries
0.80
out_prncp
-0.17
out_prncp_inv
-0.17
total_rec_int
-0.13
installment
0.12
loan_amnt
0.11
total_rec_prncp
-0.10
int_rate
0.08
Unnamed: 0
0.07
df_index
0.07
total_rec_late_fee
0.05
last_pymnt_amnt
-0.05
annual_inc
0.05
total_bc_limit
0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.17
delinq_2yrs
0.10
chargeoff_within_12_mths
0.08
num_tl_90g_dpd_24m
0.07
inq_last_6mths
0.04
open_il_12m
0.03
initial_list_status
0.03
verification_status
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
hardship_flag
0.02
application_type
0.02
home_ownership
0.01
collections_12_mths_ex_med
0.01
MOST FREQUENT VALUES
0.0
4,466
95.0%
4.5
9
0.2%
9.0
5
0.1%
36.0
4
<0.1%
13.5
3
<0.1%
27.0
3
<0.1%
18.0
3
<0.1%
22.5
3
<0.1%
819.3006
1
<0.1%
673.6356
1
<0.1%
866.4516
1
<0.1%
837.0036
1
<0.1%
129.2184
1
<0.1%
581.4126
1
<0.1%
609.4584
1
<0.1%
SMALLEST VALUES
0.0
4,466
95.0%
4.5
9
0.2%
9.0
5
0.1%
10.2564
1
<0.1%
13.5
3
<0.1%
18.0
3
<0.1%
22.5
3
<0.1%
27.0
3
<0.1%
28.8
1
<0.1%
30.7422
1
<0.1%
32.3964
1
<0.1%
33.0354
1
<0.1%
36.0
4
<0.1%
38.1258
1
<0.1%
40.8114
1
<0.1%
LARGEST VALUES
2107.4778
1
<0.1%
1524.8052
1
<0.1%
1207.1592
1
<0.1%
1066.0410000000002
1
<0.1%
1058.5044
1
<0.1%
1030.9608
1
<0.1%
990.0
1
<0.1%
962.2422
1
<0.1%
955.26
1
<0.1%
950.274
1
<0.1%
948.5388
1
<0.1%
926.559
1
<0.1%
916.9542
1
<0.1%
904.6188
1
<0.1%
894.0924
1
<0.1%
last_pymnt_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.87
total_pymnt
0.81
total_pymnt_inv
0.81
out_prncp
-0.17
out_prncp_inv
-0.17
loan_amnt
0.14
installment
0.13
mort_acc
0.13
tot_hi_cred_lim
0.10
total_bc_limit
0.10
total_acc
0.09
bc_open_to_buy
0.09
tot_cur_bal
0.09
avg_cur_bal
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.24
home_ownership
0.09
open_il_12m
0.04
verification_status
0.04
hardship_flag
0.03
delinq_2yrs
0.03
application_type
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
collections_12_mths_ex_med
0.02
num_tl_90g_dpd_24m
0.02
inq_last_6mths
0.01
chargeoff_within_12_mths
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
1,321
28.1%
1225.24
24
0.5%
360.23
12
0.3%
100.0
12
0.3%
317.12
12
0.3%
387.36
12
0.3%
374.45
11
0.2%
432.27
9
0.2%
975.28
9
0.2%
200.0
9
0.2%
367.57
9
0.2%
564.39
9
0.2%
306.31
9
0.2%
407.35
8
0.2%
336.94
8
0.2%
SMALLEST VALUES
-1020.8
1
<0.1%
-1003.13
1
<0.1%
-975.28
1
<0.1%
-618.62
1
<0.1%
-468.06
1
<0.1%
-456.19
1
<0.1%
-422.36
1
<0.1%
-215.05
1
<0.1%
-177.1
1
<0.1%
0.0
1,321
28.1%
0.03
1
<0.1%
0.12
1
<0.1%
0.94
1
<0.1%
1.0
1
<0.1%
1.89
1
<0.1%
LARGEST VALUES
40367.33
1
<0.1%
40353.24
1
<0.1%
40013.99
1
<0.1%
39517.94
1
<0.1%
38772.97
1
<0.1%
36272.18
1
<0.1%
36116.21
1
<0.1%
35740.79
1
<0.1%
34316.76
1
<0.1%
33751.84
1
<0.1%
33268.29
1
<0.1%
32564.82
1
<0.1%
32411.12
1
<0.1%
32081.17
1
<0.1%
32070.15
1
<0.1%
collections_12_mths_ex_med
MISSING:
---
TOP CATEGORIES
0.0
4,631
98%
1.0
66
1%
2.0
4
<1%
6.0
1
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collections_12_mths_ex_med
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
chargeoff_within_12_mths
0.03
num_tl_90g_dpd_24m
0.03
delinq_2yrs
0.01
acc_now_delinq
0.00
delinq_amnt
0.00
num_tl_120dpd_2m
0.00
num_tl_30dpd
0.00
inq_last_6mths
0.00
verification_status
0.00
open_il_12m
0.00

THESE FEATURES
GIVE INFORMATION
ON collections_12_mths_ex_med:
num_tl_90g_dpd_24m
0.06
delinq_2yrs
0.04
open_il_12m
0.02
chargeoff_within_12_mths
0.01
inq_last_6mths
0.01
verification_status
0.01
home_ownership
0.01
loan_status
0.01
pub_rec
0.00
pub_rec_bankruptcies
0.00
initial_list_status
0.00
application_type
0.00
hardship_flag
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
CORRELATION RATIO WITH...
tot_cur_bal
0.09
tot_hi_cred_lim
0.09
avg_cur_bal
0.08
tot_coll_amt
0.07
num_accts_ever_120_pd
0.07
pct_tl_nvr_dlq
0.05
annual_inc
0.04
loan_amnt
0.04
installment
0.04
total_rec_int
0.03
total_pymnt_inv
0.03
total_pymnt
0.03
int_rate
0.03
total_il_high_credit_limit
0.03
policy_code
MISSING:
---
TOP CATEGORIES
1.0
4,702
100%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
policy_code
PROVIDES INFORMATION ON...
pymnt_plan
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
num_tl_30dpd
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00
hardship_flag
0.00
initial_list_status
0.00
delinq_2yrs
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON policy_code:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
delinq_2yrs
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
policy_code
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
total_pymnt_inv
0.00
application_type
MISSING:
---
TOP CATEGORIES
Individual
4,165
89%
Joint App
537
11%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
hardship_flag
0.02
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_120dpd_2m
0.01
num_tl_30dpd
0.01
verification_status
0.01
home_ownership
0.01
num_tl_90g_dpd_24m
0.00
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type:
verification_status
0.03
home_ownership
0.03
inq_last_6mths
0.00
open_il_12m
0.00
hardship_flag
0.00
num_tl_90g_dpd_24m
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
delinq_2yrs
0.00
loan_status
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
initial_list_status
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
dti
0.27
loan_amnt
0.18
total_rec_int
0.17
installment
0.17
out_prncp
0.15
out_prncp_inv
0.15
avg_cur_bal
0.13
annual_inc
0.12
tot_cur_bal
0.11
mort_acc
0.11
tot_hi_cred_lim
0.11
total_pymnt_inv
0.09
total_pymnt
0.09
num_actv_bc_tl
0.09
acc_now_delinq
MISSING:
---
TOP CATEGORIES
0.0
4,700
>99%
1.0
2
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.85
num_tl_30dpd
0.85
delinq_amnt
0.43
num_tl_90g_dpd_24m
0.00
delinq_2yrs
0.00
home_ownership
0.00
verification_status
0.00
application_type
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
delinq_amnt
0.46
num_tl_120dpd_2m
0.46
num_tl_30dpd
0.46
delinq_2yrs
0.34
num_tl_90g_dpd_24m
0.23
home_ownership
0.09
verification_status
0.07
open_il_12m
0.03
inq_last_6mths
0.02
application_type
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
initial_list_status
0.01
hardship_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
int_rate
0.03
pct_tl_nvr_dlq
0.02
mo_sin_rcnt_tl
0.02
loan_amnt
0.02
mo_sin_old_il_acct
0.02
mo_sin_rcnt_rev_tl_op
0.02
installment
0.02
num_actv_bc_tl
0.02
tot_hi_cred_lim
0.02
avg_cur_bal
0.02
mort_acc
0.01
mths_since_recent_inq
0.01
tot_cur_bal
0.01
il_util
0.01
tot_coll_amt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
0.09
max_bal_bc
-0.07
pct_tl_nvr_dlq
-0.07
revol_bal
-0.07
total_bc_limit
-0.07
total_rev_hi_lim
-0.07
int_rate
0.07
percent_bc_gt_75
-0.06
bc_util
-0.05
inq_fi
0.05
inq_last_12m
0.05
out_prncp
-0.04
out_prncp_inv
-0.04
total_pymnt
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
0.07
inq_last_6mths
0.06
delinq_2yrs
0.05
open_il_12m
0.04
initial_list_status
0.04
num_tl_90g_dpd_24m
0.04
loan_status
0.04
pub_rec
0.02
pub_rec_bankruptcies
0.02
chargeoff_within_12_mths
0.02
verification_status
0.02
hardship_flag
0.02
application_type
0.02
home_ownership
0.01
MOST FREQUENT VALUES
0.0
4,066
86.5%
150.0
6
0.1%
76.0
6
0.1%
84.0
6
0.1%
50.0
6
0.1%
134.0
5
0.1%
230.0
4
<0.1%
61.0
4
<0.1%
151.0
4
<0.1%
257.0
4
<0.1%
190.0
4
<0.1%
80.0
4
<0.1%
148.0
3
<0.1%
100.0
3
<0.1%
165.0
3
<0.1%
SMALLEST VALUES
0.0
4,066
86.5%
30.0
1
<0.1%
50.0
6
0.1%
51.0
1
<0.1%
52.0
2
<0.1%
53.0
1
<0.1%
54.0
1
<0.1%
56.0
2
<0.1%
57.0
2
<0.1%
59.0
3
<0.1%
60.0
1
<0.1%
61.0
4
<0.1%
63.0
2
<0.1%
64.0
1
<0.1%
65.0
1
<0.1%
LARGEST VALUES
28787.0
1
<0.1%
22615.0
1
<0.1%
16662.0
1
<0.1%
13484.0
1
<0.1%
12637.0
1
<0.1%
12503.0
1
<0.1%
12500.0
1
<0.1%
11124.0
1
<0.1%
10982.0
1
<0.1%
10696.0
1
<0.1%
10221.0
1
<0.1%
10020.0
1
<0.1%
9628.0
1
<0.1%
9294.0
1
<0.1%
9245.0
1
<0.1%
tot_cur_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.98
avg_cur_bal
0.87
mort_acc
0.57
total_bal_ex_mort
0.54
total_il_high_credit_limit
0.45
annual_inc
0.43
revol_bal
0.41
total_bal_il
0.41
total_rev_hi_lim
0.36
total_acc
0.31
max_bal_bc
0.30
total_bc_limit
0.28
num_il_tl
0.26
loan_amnt
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.52
open_il_12m
0.14
application_type
0.11
collections_12_mths_ex_med
0.09
loan_status
0.09
verification_status
0.08
delinq_2yrs
0.05
inq_last_6mths
0.04
chargeoff_within_12_mths
0.03
num_tl_90g_dpd_24m
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
delinq_amnt
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
53581.0
2
<0.1%
23640.0
2
<0.1%
14576.0
2
<0.1%
7258.0
2
<0.1%
293317.0
2
<0.1%
32453.0
2
<0.1%
49938.0
2
<0.1%
82300.0
2
<0.1%
22476.0
2
<0.1%
28920.0
2
<0.1%
42774.0
2
<0.1%
24046.0
2
<0.1%
13456.0
2
<0.1%
10603.0
2
<0.1%
55275.0
2
<0.1%
SMALLEST VALUES
1554.0
1
<0.1%
1902.0
1
<0.1%
1989.0
1
<0.1%
2027.0
1
<0.1%
2226.0
1
<0.1%
2231.0
1
<0.1%
2398.0
1
<0.1%
2513.0
1
<0.1%
2653.0
1
<0.1%
2828.0
1
<0.1%
2927.0
1
<0.1%
3306.0
1
<0.1%
3326.0
1
<0.1%
3340.0
1
<0.1%
3570.0
1
<0.1%
LARGEST VALUES
2590750.0
1
<0.1%
2336999.0
1
<0.1%
1768760.0
1
<0.1%
1444640.0
1
<0.1%
1432447.0
1
<0.1%
1397242.0
1
<0.1%
1256534.0
1
<0.1%
1107268.0
1
<0.1%
1072923.0
1
<0.1%
1032042.0
1
<0.1%
1030165.0
1
<0.1%
1011352.0
1
<0.1%
1010430.0
1
<0.1%
1006633.0
1
<0.1%
952024.0
1
<0.1%
open_acc_6m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.75
open_rv_12m
0.64
acc_open_past_24mths
0.60
mo_sin_rcnt_tl
-0.59
open_rv_24m
0.51
mo_sin_rcnt_rev_tl_op
-0.38
mths_since_recent_inq
-0.35
open_il_24m
0.33
inq_last_12m
0.33
num_op_rev_tl
0.30
num_sats
0.29
open_acc
0.29
num_rev_accts
0.28
total_acc
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.50
open_il_12m
0.41
verification_status
0.08
home_ownership
0.08
loan_status
0.07
pub_rec
0.04
pub_rec_bankruptcies
0.04
delinq_2yrs
0.04
num_tl_90g_dpd_24m
0.03
chargeoff_within_12_mths
0.02
delinq_amnt
0.02
collections_12_mths_ex_med
0.02
num_tl_30dpd
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
1,685
35.8%
1.0
1,500
31.9%
2.0
809
17.2%
3.0
423
9.0%
4.0
167
3.6%
5.0
69
1.5%
6.0
29
0.6%
7.0
12
0.3%
9.0
4
<0.1%
8.0
3
<0.1%
12.0
1
<0.1%
SMALLEST VALUES
0.0
1,685
35.8%
1.0
1,500
31.9%
2.0
809
17.2%
3.0
423
9.0%
4.0
167
3.6%
5.0
69
1.5%
6.0
29
0.6%
7.0
12
0.3%
8.0
3
<0.1%
9.0
4
<0.1%
12.0
1
<0.1%
LARGEST VALUES
12.0
1
<0.1%
9.0
4
<0.1%
8.0
3
<0.1%
7.0
12
0.3%
6.0
29
0.6%
5.0
69
1.5%
4.0
167
3.6%
3.0
423
9.0%
2.0
809
17.2%
1.0
1,500
31.9%
0.0
1,685
35.8%
open_act_il
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.60
total_il_high_credit_limit
0.48
total_bal_il
0.48
open_acc
0.48
num_sats
0.48
total_bal_ex_mort
0.43
total_acc
0.36
all_util
0.34
il_util
0.26
open_il_24m
0.26
mo_sin_old_il_acct
0.23
tot_cur_bal
0.17
tot_hi_cred_lim
0.16
num_accts_ever_120_pd
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.20
delinq_2yrs
0.08
num_tl_90g_dpd_24m
0.06
home_ownership
0.05
verification_status
0.04
loan_status
0.03
chargeoff_within_12_mths
0.03
hardship_flag
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
collections_12_mths_ex_med
0.01
application_type
0.01
initial_list_status
0.01
inq_last_6mths
0.01
MOST FREQUENT VALUES
2.0
1,289
27.4%
1.0
1,038
22.1%
3.0
954
20.3%
4.0
538
11.4%
5.0
308
6.6%
6.0
149
3.2%
7.0
97
2.1%
8.0
69
1.5%
9.0
49
1.0%
10.0
44
0.9%
11.0
33
0.7%
13.0
25
0.5%
12.0
20
0.4%
15.0
15
0.3%
0.0
12
0.3%
SMALLEST VALUES
0.0
12
0.3%
1.0
1,038
22.1%
2.0
1,289
27.4%
3.0
954
20.3%
4.0
538
11.4%
5.0
308
6.6%
6.0
149
3.2%
7.0
97
2.1%
8.0
69
1.5%
9.0
49
1.0%
10.0
44
0.9%
11.0
33
0.7%
12.0
20
0.4%
13.0
25
0.5%
14.0
8
0.2%
LARGEST VALUES
36.0
1
<0.1%
29.0
1
<0.1%
24.0
3
<0.1%
22.0
2
<0.1%
21.0
3
<0.1%
20.0
5
0.1%
19.0
7
0.1%
18.0
12
0.3%
17.0
10
0.2%
16.0
10
0.2%
15.0
15
0.3%
14.0
8
0.2%
13.0
25
0.5%
12.0
20
0.4%
11.0
33
0.7%
open_il_12m
MISSING:
---
TOP CATEGORIES
1.0
1,827
39%
0.0
1,788
38%
2.0
736
16%
3.0
208
4%
4.0
101
2%
5.0
24
<1%
6.0
12
<1%
7.0
4
<1%
9.0
1
<1%
8.0
1
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_il_12m
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_30dpd
0.10
delinq_amnt
0.10
num_tl_120dpd_2m
0.10
chargeoff_within_12_mths
0.05
acc_now_delinq
0.03
inq_last_6mths
0.03
num_tl_90g_dpd_24m
0.02
collections_12_mths_ex_med
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01

THESE FEATURES
GIVE INFORMATION
ON open_il_12m:
inq_last_6mths
0.02
verification_status
0.01
home_ownership
0.00
delinq_2yrs
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
num_tl_90g_dpd_24m
0.00
chargeoff_within_12_mths
0.00
loan_status
0.00
application_type
0.00
collections_12_mths_ex_med
0.00
initial_list_status
0.00
hardship_flag
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
CORRELATION RATIO WITH...
open_il_24m
0.74
num_tl_op_past_12m
0.59
mths_since_rcnt_il
0.58
acc_open_past_24mths
0.43
mo_sin_rcnt_tl
0.43
open_acc_6m
0.41
inq_last_12m
0.39
il_util
0.36
inq_fi
0.33
num_il_tl
0.31
mths_since_recent_inq
0.28
total_bal_il
0.27
total_acc
0.26
total_il_high_credit_limit
0.24
open_il_24m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.59
num_tl_op_past_12m
0.47
inq_fi
0.44
mths_since_rcnt_il
-0.44
num_il_tl
0.42
open_acc_6m
0.33
total_acc
0.33
total_bal_il
0.32
total_il_high_credit_limit
0.32
inq_last_12m
0.29
mo_sin_rcnt_tl
-0.29
il_util
0.29
open_act_il
0.26
total_bal_ex_mort
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.74
inq_last_6mths
0.19
home_ownership
0.11
verification_status
0.11
pub_rec
0.08
pub_rec_bankruptcies
0.08
delinq_2yrs
0.07
num_tl_90g_dpd_24m
0.06
loan_status
0.04
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
application_type
0.01
delinq_amnt
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
1.0
1,516
32.2%
2.0
1,255
26.7%
3.0
725
15.4%
0.0
489
10.4%
4.0
339
7.2%
5.0
195
4.1%
6.0
94
2.0%
7.0
48
1.0%
9.0
13
0.3%
8.0
13
0.3%
10.0
7
0.1%
12.0
2
<0.1%
13.0
2
<0.1%
11.0
2
<0.1%
16.0
1
<0.1%
SMALLEST VALUES
0.0
489
10.4%
1.0
1,516
32.2%
2.0
1,255
26.7%
3.0
725
15.4%
4.0
339
7.2%
5.0
195
4.1%
6.0
94
2.0%
7.0
48
1.0%
8.0
13
0.3%
9.0
13
0.3%
10.0
7
0.1%
11.0
2
<0.1%
12.0
2
<0.1%
13.0
2
<0.1%
14.0
1
<0.1%
LARGEST VALUES
16.0
1
<0.1%
14.0
1
<0.1%
13.0
2
<0.1%
12.0
2
<0.1%
11.0
2
<0.1%
10.0
7
0.1%
9.0
13
0.3%
8.0
13
0.3%
7.0
48
1.0%
6.0
94
2.0%
5.0
195
4.1%
4.0
339
7.2%
3.0
725
15.4%
2.0
1,255
26.7%
1.0
1,516
32.2%
mths_since_rcnt_il
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
-0.44
mo_sin_rcnt_tl
0.29
num_tl_op_past_12m
-0.27
il_util
-0.27
acc_open_past_24mths
-0.25
inq_fi
-0.24
open_acc_6m
-0.22
inq_last_12m
-0.19
num_il_tl
-0.17
total_bal_il
-0.16
mths_since_recent_inq
0.15
total_il_high_credit_limit
-0.15
total_acc
-0.14
total_bal_ex_mort
-0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.58
inq_last_6mths
0.11
home_ownership
0.06
num_tl_90g_dpd_24m
0.06
chargeoff_within_12_mths
0.05
verification_status
0.05
delinq_2yrs
0.04
pub_rec
0.02
pub_rec_bankruptcies
0.02
collections_12_mths_ex_med
0.01
num_tl_120dpd_2m
0.01
initial_list_status
0.01
acc_now_delinq
0.01
hardship_flag
0.00
MOST FREQUENT VALUES
7.0
328
7.0%
4.0
318
6.8%
5.0
306
6.5%
6.0
271
5.8%
3.0
267
5.7%
8.0
248
5.3%
10.0
229
4.9%
2.0
224
4.8%
11.0
210
4.5%
9.0
197
4.2%
12.0
185
3.9%
14.0
169
3.6%
16.0
162
3.4%
13.0
152
3.2%
15.0
139
3.0%
SMALLEST VALUES
0.0
3
<0.1%
1.0
128
2.7%
2.0
224
4.8%
3.0
267
5.7%
4.0
318
6.8%
5.0
306
6.5%
6.0
271
5.8%
7.0
328
7.0%
8.0
248
5.3%
9.0
197
4.2%
10.0
229
4.9%
11.0
210
4.5%
12.0
185
3.9%
13.0
152
3.2%
14.0
169
3.6%
LARGEST VALUES
326.0
1
<0.1%
234.0
1
<0.1%
218.0
1
<0.1%
208.0
1
<0.1%
186.0
1
<0.1%
185.0
1
<0.1%
172.0
1
<0.1%
167.0
1
<0.1%
160.0
1
<0.1%
151.0
1
<0.1%
142.0
1
<0.1%
133.0
1
<0.1%
129.0
1
<0.1%
127.0
1
<0.1%
125.0
1
<0.1%
total_bal_il
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.95
total_bal_ex_mort
0.91
num_il_tl
0.56
open_act_il
0.48
tot_cur_bal
0.41
total_acc
0.41
tot_hi_cred_lim
0.38
open_il_24m
0.32
num_sats
0.30
open_acc
0.30
mo_sin_old_il_acct
0.28
il_util
0.26
annual_inc
0.26
avg_cur_bal
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.27
home_ownership
0.13
verification_status
0.06
application_type
0.05
inq_last_6mths
0.05
delinq_2yrs
0.04
num_tl_90g_dpd_24m
0.04
loan_status
0.03
collections_12_mths_ex_med
0.03
hardship_flag
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
delinq_amnt
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
28867.0
3
<0.1%
25413.0
3
<0.1%
29045.0
3
<0.1%
34964.0
2
<0.1%
31211.0
2
<0.1%
20878.0
2
<0.1%
26112.0
2
<0.1%
39164.0
2
<0.1%
34220.0
2
<0.1%
13749.0
2
<0.1%
8543.0
2
<0.1%
14426.0
2
<0.1%
21911.0
2
<0.1%
38486.0
2
<0.1%
54877.0
2
<0.1%
SMALLEST VALUES
134.0
1
<0.1%
137.0
1
<0.1%
166.0
1
<0.1%
195.0
1
<0.1%
216.0
1
<0.1%
248.0
1
<0.1%
299.0
1
<0.1%
386.0
1
<0.1%
407.0
1
<0.1%
441.0
1
<0.1%
468.0
1
<0.1%
475.0
1
<0.1%
508.0
1
<0.1%
516.0
1
<0.1%
525.0
1
<0.1%
LARGEST VALUES
895849.0
1
<0.1%
714186.0
1
<0.1%
542848.0
1
<0.1%
494777.0
1
<0.1%
468542.0
1
<0.1%
430457.0
1
<0.1%
408499.0
1
<0.1%
399040.0
1
<0.1%
391967.0
1
<0.1%
369576.0
1
<0.1%
358743.0
1
<0.1%
352415.0
1
<0.1%
349495.0
1
<0.1%
348030.0
1
<0.1%
336925.0
1
<0.1%
il_util
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.51
open_il_24m
0.29
mths_since_rcnt_il
-0.27
open_act_il
0.26
total_bal_il
0.26
num_tl_op_past_12m
0.21
num_il_tl
0.20
mo_sin_rcnt_tl
-0.20
acc_open_past_24mths
0.19
total_bal_ex_mort
0.18
open_acc_6m
0.18
inq_last_12m
0.16
inq_fi
0.15
int_rate
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.36
inq_last_6mths
0.10
loan_status
0.07
verification_status
0.05
delinq_2yrs
0.05
hardship_flag
0.04
num_tl_90g_dpd_24m
0.04
application_type
0.04
pub_rec
0.04
pub_rec_bankruptcies
0.04
delinq_amnt
0.03
collections_12_mths_ex_med
0.02
home_ownership
0.02
num_tl_30dpd
0.01
MOST FREQUENT VALUES
82.0
121
2.6%
77.0
121
2.6%
81.0
107
2.3%
69.0
105
2.2%
79.0
104
2.2%
73.0
102
2.2%
85.0
101
2.1%
71.0
101
2.1%
68.0
98
2.1%
70.0
95
2.0%
87.0
93
2.0%
72.0
90
1.9%
74.0
87
1.9%
88.0
84
1.8%
75.0
83
1.8%
SMALLEST VALUES
2.0
3
<0.1%
3.0
7
0.1%
4.0
2
<0.1%
5.0
6
0.1%
6.0
5
0.1%
7.0
4
<0.1%
8.0
5
0.1%
9.0
4
<0.1%
10.0
5
0.1%
11.0
4
<0.1%
12.0
4
<0.1%
13.0
4
<0.1%
14.0
3
<0.1%
15.0
8
0.2%
16.0
9
0.2%
LARGEST VALUES
221.0
1
<0.1%
213.0
1
<0.1%
178.0
1
<0.1%
167.0
1
<0.1%
160.0
1
<0.1%
149.0
1
<0.1%
148.0
1
<0.1%
147.0
1
<0.1%
146.0
1
<0.1%
145.0
3
<0.1%
144.0
1
<0.1%
143.0
1
<0.1%
142.0
1
<0.1%
141.0
1
<0.1%
139.0
1
<0.1%
open_rv_12m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.82
open_rv_24m
0.81
acc_open_past_24mths
0.68
open_acc_6m
0.64
mo_sin_rcnt_rev_tl_op
-0.48
num_op_rev_tl
0.47
mo_sin_rcnt_tl
-0.43
num_rev_accts
0.42
open_acc
0.38
num_sats
0.38
num_bc_sats
0.36
num_bc_tl
0.36
num_rev_tl_bal_gt_0
0.36
num_actv_rev_tl
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.37
loan_status
0.09
open_il_12m
0.08
pub_rec
0.08
pub_rec_bankruptcies
0.08
verification_status
0.06
application_type
0.05
delinq_2yrs
0.04
home_ownership
0.03
chargeoff_within_12_mths
0.02
delinq_amnt
0.02
collections_12_mths_ex_med
0.02
num_tl_30dpd
0.01
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
0.0
1,580
33.6%
1.0
1,428
30.4%
2.0
814
17.3%
3.0
437
9.3%
4.0
208
4.4%
5.0
120
2.6%
6.0
55
1.2%
7.0
23
0.5%
8.0
15
0.3%
9.0
7
0.1%
10.0
6
0.1%
11.0
5
0.1%
12.0
2
<0.1%
13.0
2
<0.1%
SMALLEST VALUES
0.0
1,580
33.6%
1.0
1,428
30.4%
2.0
814
17.3%
3.0
437
9.3%
4.0
208
4.4%
5.0
120
2.6%
6.0
55
1.2%
7.0
23
0.5%
8.0
15
0.3%
9.0
7
0.1%
10.0
6
0.1%
11.0
5
0.1%
12.0
2
<0.1%
13.0
2
<0.1%
LARGEST VALUES
13.0
2
<0.1%
12.0
2
<0.1%
11.0
5
0.1%
10.0
6
0.1%
9.0
7
0.1%
8.0
15
0.3%
7.0
23
0.5%
6.0
55
1.2%
5.0
120
2.6%
4.0
208
4.4%
3.0
437
9.3%
2.0
814
17.3%
1.0
1,428
30.4%
0.0
1,580
33.6%
open_rv_24m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.84
open_rv_12m
0.81
num_tl_op_past_12m
0.67
num_op_rev_tl
0.59
open_acc_6m
0.51
num_rev_accts
0.50
mo_sin_rcnt_rev_tl_op
-0.48
open_acc
0.48
num_sats
0.48
num_bc_sats
0.46
num_rev_tl_bal_gt_0
0.44
num_actv_rev_tl
0.44
num_bc_tl
0.44
mths_since_recent_bc
-0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.33
pub_rec
0.12
pub_rec_bankruptcies
0.12
loan_status
0.09
open_il_12m
0.08
delinq_2yrs
0.06
home_ownership
0.05
application_type
0.04
verification_status
0.04
num_tl_90g_dpd_24m
0.03
delinq_amnt
0.02
num_tl_120dpd_2m
0.02
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
1.0
998
21.2%
2.0
906
19.3%
0.0
740
15.7%
3.0
665
14.1%
4.0
474
10.1%
5.0
298
6.3%
6.0
204
4.3%
7.0
144
3.1%
8.0
99
2.1%
9.0
56
1.2%
10.0
42
0.9%
11.0
26
0.6%
12.0
17
0.4%
15.0
8
0.2%
13.0
8
0.2%
SMALLEST VALUES
0.0
740
15.7%
1.0
998
21.2%
2.0
906
19.3%
3.0
665
14.1%
4.0
474
10.1%
5.0
298
6.3%
6.0
204
4.3%
7.0
144
3.1%
8.0
99
2.1%
9.0
56
1.2%
10.0
42
0.9%
11.0
26
0.6%
12.0
17
0.4%
13.0
8
0.2%
14.0
3
<0.1%
LARGEST VALUES
21.0
2
<0.1%
20.0
2
<0.1%
19.0
2
<0.1%
18.0
1
<0.1%
17.0
3
<0.1%
16.0
4
<0.1%
15.0
8
0.2%
14.0
3
<0.1%
13.0
8
0.2%
12.0
17
0.4%
11.0
26
0.6%
10.0
42
0.9%
9.0
56
1.2%
8.0
99
2.1%
7.0
144
3.1%
max_bal_bc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.57
total_bc_limit
0.55
total_rev_hi_lim
0.45
annual_inc
0.35
loan_amnt
0.35
tot_hi_cred_lim
0.34
installment
0.34
total_bal_ex_mort
0.33
bc_util
0.33
tot_cur_bal
0.30
avg_cur_bal
0.25
percent_bc_gt_75
0.24
total_pymnt
0.23
total_pymnt_inv
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.12
open_il_12m
0.09
pub_rec
0.09
pub_rec_bankruptcies
0.09
inq_last_6mths
0.08
delinq_2yrs
0.07
num_tl_90g_dpd_24m
0.07
loan_status
0.04
hardship_flag
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
delinq_amnt
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
63
1.3%
2247.0
4
<0.1%
4021.0
4
<0.1%
1224.0
4
<0.1%
6060.0
4
<0.1%
2449.0
4
<0.1%
2125.0
3
<0.1%
2442.0
3
<0.1%
1543.0
3
<0.1%
9737.0
3
<0.1%
5730.0
3
<0.1%
4569.0
3
<0.1%
5130.0
3
<0.1%
4424.0
3
<0.1%
3226.0
3
<0.1%
SMALLEST VALUES
0.0
63
1.3%
5.0
2
<0.1%
6.0
1
<0.1%
7.0
1
<0.1%
8.0
2
<0.1%
9.0
3
<0.1%
10.0
2
<0.1%
12.0
1
<0.1%
13.0
1
<0.1%
16.0
1
<0.1%
17.0
2
<0.1%
19.0
1
<0.1%
20.0
2
<0.1%
21.0
1
<0.1%
22.0
1
<0.1%
LARGEST VALUES
180746.0
1
<0.1%
79243.0
1
<0.1%
60797.0
1
<0.1%
55491.0
1
<0.1%
52428.0
1
<0.1%
49032.0
1
<0.1%
46664.0
1
<0.1%
45192.0
1
<0.1%
42563.0
1
<0.1%
41747.0
1
<0.1%
40934.0
1
<0.1%
38535.0
1
<0.1%
38501.0
1
<0.1%
37466.0
1
<0.1%
37006.0
1
<0.1%
all_util
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.60
bc_open_to_buy
-0.53
il_util
0.51
percent_bc_gt_75
0.50
open_act_il
0.34
total_bc_limit
-0.34
int_rate
0.34
total_rev_hi_lim
-0.32
num_op_rev_tl
-0.31
num_bc_tl
-0.30
num_bc_sats
-0.30
num_rev_accts
-0.29
total_bal_ex_mort
0.26
total_bal_il
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.12
inq_last_6mths
0.10
loan_status
0.09
verification_status
0.06
num_tl_90g_dpd_24m
0.05
delinq_2yrs
0.05
home_ownership
0.04
application_type
0.03
delinq_amnt
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
collections_12_mths_ex_med
0.02
num_tl_30dpd
0.02
hardship_flag
0.02
MOST FREQUENT VALUES
57.0
120
2.6%
61.0
110
2.3%
53.0
100
2.1%
67.0
99
2.1%
66.0
99
2.1%
48.0
98
2.1%
75.0
98
2.1%
60.0
97
2.1%
56.0
97
2.1%
65.0
96
2.0%
47.0
94
2.0%
62.0
94
2.0%
58.0
93
2.0%
64.0
93
2.0%
54.0
93
2.0%
SMALLEST VALUES
1.0
1
<0.1%
4.0
1
<0.1%
6.0
1
<0.1%
7.0
1
<0.1%
9.0
3
<0.1%
10.0
1
<0.1%
11.0
5
0.1%
12.0
3
<0.1%
13.0
8
0.2%
14.0
11
0.2%
15.0
3
<0.1%
16.0
5
0.1%
17.0
8
0.2%
18.0
12
0.3%
19.0
11
0.2%
LARGEST VALUES
185.0
1
<0.1%
158.0
1
<0.1%
135.0
1
<0.1%
134.0
1
<0.1%
131.0
1
<0.1%
130.0
1
<0.1%
125.0
2
<0.1%
124.0
1
<0.1%
123.0
1
<0.1%
121.0
1
<0.1%
117.0
1
<0.1%
115.0
1
<0.1%
114.0
2
<0.1%
113.0
1
<0.1%
111.0
2
<0.1%
total_rev_hi_lim
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.84
revol_bal
0.76
bc_open_to_buy
0.73
num_bc_sats
0.58
num_op_rev_tl
0.54
num_bc_tl
0.54
num_sats
0.51
open_acc
0.51
num_rev_accts
0.49
tot_hi_cred_lim
0.48
max_bal_bc
0.45
num_actv_bc_tl
0.45
num_rev_tl_bal_gt_0
0.43
num_actv_rev_tl
0.43

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.19
delinq_2yrs
0.09
num_tl_90g_dpd_24m
0.08
inq_last_6mths
0.07
loan_status
0.07
open_il_12m
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
chargeoff_within_12_mths
0.03
collections_12_mths_ex_med
0.03
verification_status
0.02
delinq_amnt
0.01
hardship_flag
0.01
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
19500.0
17
0.4%
10500.0
17
0.4%
22200.0
15
0.3%
14300.0
15
0.3%
21400.0
15
0.3%
14600.0
15
0.3%
38500.0
14
0.3%
23500.0
14
0.3%
28200.0
14
0.3%
12500.0
14
0.3%
20800.0
14
0.3%
25000.0
14
0.3%
14500.0
13
0.3%
26400.0
13
0.3%
18200.0
13
0.3%
SMALLEST VALUES
500.0
1
<0.1%
800.0
2
<0.1%
1200.0
2
<0.1%
1400.0
2
<0.1%
1500.0
3
<0.1%
1600.0
1
<0.1%
1700.0
1
<0.1%
1800.0
4
<0.1%
2000.0
6
0.1%
2200.0
3
<0.1%
2300.0
3
<0.1%
2500.0
1
<0.1%
2600.0
2
<0.1%
2700.0
1
<0.1%
2800.0
3
<0.1%
LARGEST VALUES
564300.0
1
<0.1%
421500.0
1
<0.1%
347200.0
1
<0.1%
324600.0
1
<0.1%
315900.0
1
<0.1%
294100.0
1
<0.1%
287600.0
1
<0.1%
282600.0
1
<0.1%
282500.0
1
<0.1%
279300.0
1
<0.1%
276700.0
1
<0.1%
268400.0
1
<0.1%
264100.0
1
<0.1%
260800.0
1
<0.1%
255900.0
1
<0.1%
inq_fi
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
0.51
open_il_24m
0.44
acc_open_past_24mths
0.33
num_tl_op_past_12m
0.25
mths_since_rcnt_il
-0.24
mths_since_recent_inq
-0.21
open_acc_6m
0.19
total_acc
0.16
total_bal_il
0.16
num_il_tl
0.15
mo_sin_rcnt_tl
-0.15
il_util
0.15
total_il_high_credit_limit
0.13
open_rv_24m
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.33
inq_last_6mths
0.25
pub_rec
0.10
pub_rec_bankruptcies
0.10
verification_status
0.08
home_ownership
0.07
loan_status
0.05
num_tl_90g_dpd_24m
0.04
delinq_2yrs
0.04
application_type
0.03
chargeoff_within_12_mths
0.02
delinq_amnt
0.02
num_tl_30dpd
0.01
initial_list_status
0.01
MOST FREQUENT VALUES
1.0
1,759
37.4%
0.0
1,173
24.9%
2.0
878
18.7%
3.0
459
9.8%
4.0
203
4.3%
5.0
117
2.5%
6.0
52
1.1%
7.0
23
0.5%
8.0
17
0.4%
9.0
9
0.2%
10.0
5
0.1%
11.0
3
<0.1%
12.0
2
<0.1%
13.0
1
<0.1%
16.0
1
<0.1%
SMALLEST VALUES
0.0
1,173
24.9%
1.0
1,759
37.4%
2.0
878
18.7%
3.0
459
9.8%
4.0
203
4.3%
5.0
117
2.5%
6.0
52
1.1%
7.0
23
0.5%
8.0
17
0.4%
9.0
9
0.2%
10.0
5
0.1%
11.0
3
<0.1%
12.0
2
<0.1%
13.0
1
<0.1%
16.0
1
<0.1%
LARGEST VALUES
16.0
1
<0.1%
13.0
1
<0.1%
12.0
2
<0.1%
11.0
3
<0.1%
10.0
5
0.1%
9.0
9
0.2%
8.0
17
0.4%
7.0
23
0.5%
6.0
52
1.1%
5.0
117
2.5%
4.0
203
4.3%
3.0
459
9.8%
2.0
878
18.7%
1.0
1,759
37.4%
0.0
1,173
24.9%
total_cu_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.34
total_acc
0.32
open_il_24m
0.25
mort_acc
0.19
total_il_high_credit_limit
0.18
total_bal_ex_mort
0.17
acc_open_past_24mths
0.16
total_bal_il
0.15
num_tl_op_past_12m
0.14
num_rev_accts
0.14
tot_hi_cred_lim
0.13
tot_cur_bal
0.13
mo_sin_old_il_acct
0.13
mths_since_rcnt_il
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.21
home_ownership
0.12
verification_status
0.05
inq_last_6mths
0.05
pub_rec
0.04
pub_rec_bankruptcies
0.04
application_type
0.04
num_tl_90g_dpd_24m
0.03
delinq_2yrs
0.03
hardship_flag
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.01
acc_now_delinq
0.01
delinq_amnt
0.01
MOST FREQUENT VALUES
0.0
2,384
50.7%
1.0
831
17.7%
2.0
424
9.0%
3.0
309
6.6%
4.0
220
4.7%
5.0
147
3.1%
7.0
83
1.8%
6.0
82
1.7%
8.0
56
1.2%
9.0
39
0.8%
10.0
33
0.7%
11.0
18
0.4%
13.0
18
0.4%
12.0
14
0.3%
16.0
7
0.1%
SMALLEST VALUES
0.0
2,384
50.7%
1.0
831
17.7%
2.0
424
9.0%
3.0
309
6.6%
4.0
220
4.7%
5.0
147
3.1%
6.0
82
1.7%
7.0
83
1.8%
8.0
56
1.2%
9.0
39
0.8%
10.0
33
0.7%
11.0
18
0.4%
12.0
14
0.3%
13.0
18
0.4%
14.0
5
0.1%
LARGEST VALUES
36.0
1
<0.1%
33.0
1
<0.1%
32.0
1
<0.1%
28.0
1
<0.1%
26.0
1
<0.1%
23.0
1
<0.1%
22.0
5
0.1%
20.0
3
<0.1%
19.0
1
<0.1%
18.0
4
<0.1%
17.0
7
0.1%
16.0
7
0.1%
15.0
6
0.1%
14.0
5
0.1%
13.0
18
0.4%
inq_last_12m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_inq
-0.52
inq_fi
0.51
num_tl_op_past_12m
0.47
acc_open_past_24mths
0.40
open_acc_6m
0.33
open_rv_12m
0.30
open_il_24m
0.29
mo_sin_rcnt_tl
-0.28
open_rv_24m
0.28
total_acc
0.24
open_acc
0.19
num_sats
0.19
mths_since_rcnt_il
-0.19
num_rev_accts
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.49
open_il_12m
0.39
home_ownership
0.13
verification_status
0.10
pub_rec
0.09
pub_rec_bankruptcies
0.09
loan_status
0.06
delinq_2yrs
0.06
num_tl_90g_dpd_24m
0.04
application_type
0.03
chargeoff_within_12_mths
0.03
collections_12_mths_ex_med
0.02
initial_list_status
0.01
delinq_amnt
0.01
MOST FREQUENT VALUES
1.0
1,326
28.2%
2.0
920
19.6%
0.0
719
15.3%
3.0
630
13.4%
4.0
419
8.9%
5.0
248
5.3%
6.0
135
2.9%
7.0
106
2.3%
8.0
72
1.5%
9.0
35
0.7%
10.0
24
0.5%
12.0
16
0.3%
11.0
15
0.3%
13.0
12
0.3%
14.0
8
0.2%
SMALLEST VALUES
0.0
719
15.3%
1.0
1,326
28.2%
2.0
920
19.6%
3.0
630
13.4%
4.0
419
8.9%
5.0
248
5.3%
6.0
135
2.9%
7.0
106
2.3%
8.0
72
1.5%
9.0
35
0.7%
10.0
24
0.5%
11.0
15
0.3%
12.0
16
0.3%
13.0
12
0.3%
14.0
8
0.2%
LARGEST VALUES
25.0
1
<0.1%
21.0
1
<0.1%
18.0
3
<0.1%
17.0
1
<0.1%
16.0
4
<0.1%
15.0
7
0.1%
14.0
8
0.2%
13.0
12
0.3%
12.0
16
0.3%
11.0
15
0.3%
10.0
24
0.5%
9.0
35
0.7%
8.0
72
1.5%
7.0
106
2.3%
6.0
135
2.9%
acc_open_past_24mths
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_24m
0.84
num_tl_op_past_12m
0.80
open_rv_12m
0.68
open_acc_6m
0.60
open_il_24m
0.59
num_op_rev_tl
0.50
open_acc
0.49
num_sats
0.49
mo_sin_rcnt_tl
-0.46
num_rev_accts
0.45
total_acc
0.45
mo_sin_rcnt_rev_tl_op
-0.42
inq_last_12m
0.40
num_bc_sats
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.43
inq_last_6mths
0.36
pub_rec
0.13
pub_rec_bankruptcies
0.13
home_ownership
0.10
loan_status
0.09
verification_status
0.09
delinq_2yrs
0.08
num_tl_90g_dpd_24m
0.05
delinq_amnt
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.01
application_type
0.01
hardship_flag
0.01
MOST FREQUENT VALUES
3.0
690
14.7%
4.0
648
13.8%
2.0
590
12.5%
5.0
589
12.5%
6.0
492
10.5%
1.0
355
7.5%
7.0
343
7.3%
8.0
279
5.9%
9.0
176
3.7%
10.0
149
3.2%
11.0
105
2.2%
12.0
73
1.6%
13.0
52
1.1%
0.0
49
1.0%
14.0
33
0.7%
SMALLEST VALUES
0.0
49
1.0%
1.0
355
7.5%
2.0
590
12.5%
3.0
690
14.7%
4.0
648
13.8%
5.0
589
12.5%
6.0
492
10.5%
7.0
343
7.3%
8.0
279
5.9%
9.0
176
3.7%
10.0
149
3.2%
11.0
105
2.2%
12.0
73
1.6%
13.0
52
1.1%
14.0
33
0.7%
LARGEST VALUES
32.0
1
<0.1%
26.0
1
<0.1%
25.0
1
<0.1%
23.0
1
<0.1%
22.0
1
<0.1%
20.0
6
0.1%
19.0
7
0.1%
18.0
9
0.2%
17.0
15
0.3%
16.0
17
0.4%
15.0
20
0.4%
14.0
33
0.7%
13.0
52
1.1%
12.0
73
1.6%
11.0
105
2.2%
avg_cur_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.87
tot_hi_cred_lim
0.82
mort_acc
0.50
total_bal_ex_mort
0.35
annual_inc
0.33
revol_bal
0.29
total_il_high_credit_limit
0.28
total_bal_il
0.26
max_bal_bc
0.25
num_op_rev_tl
-0.19
loan_amnt
0.19
open_rv_24m
-0.18
total_pymnt_inv
0.17
total_pymnt
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.47
application_type
0.13
collections_12_mths_ex_med
0.08
loan_status
0.08
open_il_12m
0.08
verification_status
0.07
inq_last_6mths
0.06
delinq_2yrs
0.06
pub_rec
0.04
pub_rec_bankruptcies
0.04
num_tl_90g_dpd_24m
0.02
acc_now_delinq
0.02
chargeoff_within_12_mths
0.01
delinq_amnt
0.01
MOST FREQUENT VALUES
2733.0
4
<0.1%
3049.0
4
<0.1%
2675.0
3
<0.1%
1989.0
3
<0.1%
5189.0
3
<0.1%
4696.0
3
<0.1%
8301.0
3
<0.1%
3259.0
3
<0.1%
3244.0
3
<0.1%
1296.0
3
<0.1%
1972.0
3
<0.1%
3589.0
3
<0.1%
1502.0
3
<0.1%
2730.0
3
<0.1%
3530.0
3
<0.1%
SMALLEST VALUES
209.0
1
<0.1%
211.0
1
<0.1%
253.0
1
<0.1%
259.0
1
<0.1%
260.0
1
<0.1%
325.0
1
<0.1%
360.0
1
<0.1%
371.0
1
<0.1%
396.0
1
<0.1%
442.0
1
<0.1%
456.0
1
<0.1%
472.0
1
<0.1%
473.0
1
<0.1%
474.0
1
<0.1%
480.0
2
<0.1%
LARGEST VALUES
199288.0
1
<0.1%
194750.0
1
<0.1%
177328.0
1
<0.1%
176876.0
1
<0.1%
168559.0
1
<0.1%
129006.0
1
<0.1%
128771.0
1
<0.1%
128393.0
1
<0.1%
119226.0
1
<0.1%
115925.0
1
<0.1%
104711.0
1
<0.1%
103783.0
1
<0.1%
97620.0
1
<0.1%
97538.0
1
<0.1%
96309.0
1
<0.1%
bc_open_to_buy
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.87
total_rev_hi_lim
0.73
num_bc_sats
0.61
num_bc_tl
0.56
all_util
-0.53
bc_util
-0.52
num_op_rev_tl
0.46
percent_bc_gt_75
-0.43
num_rev_accts
0.42
num_sats
0.41
open_acc
0.41
num_actv_bc_tl
0.35
total_acc
0.33
int_rate
-0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.13
home_ownership
0.09
open_il_12m
0.09
delinq_2yrs
0.08
loan_status
0.07
num_tl_90g_dpd_24m
0.07
verification_status
0.06
pub_rec
0.04
pub_rec_bankruptcies
0.04
chargeoff_within_12_mths
0.03
application_type
0.02
num_tl_120dpd_2m
0.01
delinq_amnt
0.01
collections_12_mths_ex_med
0.01
MOST FREQUENT VALUES
0.0
44
0.9%
500.0
5
0.1%
16000.0
4
<0.1%
2800.0
4
<0.1%
227.0
3
<0.1%
9007.0
3
<0.1%
1591.0
3
<0.1%
1524.0
3
<0.1%
115.0
3
<0.1%
2300.0
3
<0.1%
1526.0
3
<0.1%
126.0
3
<0.1%
860.0
3
<0.1%
21.0
3
<0.1%
4366.0
3
<0.1%
SMALLEST VALUES
0.0
44
0.9%
2.0
2
<0.1%
4.0
1
<0.1%
8.0
1
<0.1%
11.0
2
<0.1%
15.0
1
<0.1%
21.0
3
<0.1%
22.0
1
<0.1%
24.0
1
<0.1%
25.0
1
<0.1%
27.0
1
<0.1%
29.0
2
<0.1%
30.0
2
<0.1%
31.0
1
<0.1%
36.0
2
<0.1%
LARGEST VALUES
205572.0
1
<0.1%
179045.0
1
<0.1%
175473.0
1
<0.1%
171076.0
1
<0.1%
166324.0
1
<0.1%
163489.0
1
<0.1%
163337.0
1
<0.1%
153943.0
1
<0.1%
150301.0
1
<0.1%
149492.0
1
<0.1%
148355.0
1
<0.1%
140728.0
1
<0.1%
140135.0
1
<0.1%
138401.0
1
<0.1%
132943.0
1
<0.1%
bc_util
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
percent_bc_gt_75
0.84
all_util
0.60
bc_open_to_buy
-0.52
max_bal_bc
0.33
int_rate
0.30
revol_bal
0.25
num_tl_op_past_12m
-0.23
acc_open_past_24mths
-0.21
total_bc_limit
-0.21
num_bc_tl
-0.21
open_acc_6m
-0.21
mo_sin_rcnt_tl
0.21
num_bc_sats
-0.20
open_rv_24m
-0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.18
open_il_12m
0.17
pub_rec
0.06
pub_rec_bankruptcies
0.06
loan_status
0.05
verification_status
0.04
home_ownership
0.04
num_tl_90g_dpd_24m
0.03
delinq_2yrs
0.03
num_tl_120dpd_2m
0.02
application_type
0.02
delinq_amnt
0.02
num_tl_30dpd
0.02
collections_12_mths_ex_med
0.02
MOST FREQUENT VALUES
0.0
70
1.5%
43.9
14
0.3%
54.9
13
0.3%
42.2
12
0.3%
40.9
12
0.3%
41.4
12
0.3%
41.3
11
0.2%
95.8
11
0.2%
54.7
11
0.2%
25.7
11
0.2%
42.4
11
0.2%
34.2
11
0.2%
35.2
10
0.2%
41.0
10
0.2%
59.8
10
0.2%
SMALLEST VALUES
0.0
70
1.5%
0.1
9
0.2%
0.2
6
0.1%
0.3
3
<0.1%
0.4
4
<0.1%
0.5
8
0.2%
0.6
4
<0.1%
0.7
5
0.1%
0.8
2
<0.1%
0.9
3
<0.1%
1.0
6
0.1%
1.1
1
<0.1%
1.2
4
<0.1%
1.3
4
<0.1%
1.4
3
<0.1%
LARGEST VALUES
120.0
1
<0.1%
115.9
1
<0.1%
110.1
1
<0.1%
104.2
1
<0.1%
103.5
1
<0.1%
103.3
1
<0.1%
103.2
1
<0.1%
102.8
1
<0.1%
102.3
1
<0.1%
102.1
1
<0.1%
102.0
1
<0.1%
101.9
1
<0.1%
101.8
1
<0.1%
101.7
3
<0.1%
101.6
2
<0.1%
chargeoff_within_12_mths
MISSING:
---
TOP CATEGORIES
0.0
4,675
>99%
1.0
23
<1%
2.0
3
<1%
3.0
1
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
chargeoff_within_12_mths
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_90g_dpd_24m
0.08
delinq_2yrs
0.02
collections_12_mths_ex_med
0.01
pub_rec
0.00
pub_rec_bankruptcies
0.00
loan_status
0.00
initial_list_status
0.00
open_il_12m
0.00
hardship_flag
0.00
inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON chargeoff_within_12_mths:
num_tl_90g_dpd_24m
0.36
delinq_2yrs
0.23
open_il_12m
0.05
collections_12_mths_ex_med
0.03
loan_status
0.03
inq_last_6mths
0.03
verification_status
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
initial_list_status
0.01
home_ownership
0.01
application_type
0.00
hardship_flag
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
CORRELATION RATIO WITH...
num_accts_ever_120_pd
0.14
pct_tl_nvr_dlq
0.12
collection_recovery_fee
0.08
recoveries
0.06
mths_since_rcnt_il
0.05
annual_inc
0.05
mo_sin_rcnt_tl
0.04
num_il_tl
0.04
total_acc
0.04
int_rate
0.04
mths_since_recent_inq
0.04
mo_sin_old_il_acct
0.03
loan_amnt
0.03
total_bc_limit
0.03
delinq_amnt
MISSING:
---
TOP CATEGORIES
0.0
4,700
>99%
17.0
1
<1%
494.0
1
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
delinq_amnt
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
num_tl_30dpd
1.00
tax_liens
1.00
debt_settlement_flag
1.00
acc_now_delinq
0.46
delinq_2yrs
0.00
loan_status
0.00
home_ownership
0.00
open_il_12m
0.00
verification_status
0.00
inq_last_6mths
0.00
application_type
0.00
pub_rec
0.00

THESE FEATURES
GIVE INFORMATION
ON delinq_amnt:
num_tl_30dpd
0.50
acc_now_delinq
0.43
delinq_2yrs
0.25
open_il_12m
0.10
home_ownership
0.09
loan_status
0.07
inq_last_6mths
0.07
verification_status
0.07
application_type
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
initial_list_status
0.01
num_tl_90g_dpd_24m
0.00
hardship_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_amnt
CORRELATION RATIO WITH...
mo_sin_rcnt_rev_tl_op
0.05
il_util
0.03
pct_tl_nvr_dlq
0.03
Unnamed: 0
0.03
df_index
0.03
mths_since_recent_bc
0.02
open_acc_6m
0.02
all_util
0.02
int_rate
0.02
mo_sin_rcnt_tl
0.02
num_sats
0.02
bc_util
0.02
inq_fi
0.02
open_rv_12m
0.02
mo_sin_old_il_acct
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.45
total_acc
0.39
total_il_high_credit_limit
0.30
total_bal_ex_mort
0.30
total_bal_il
0.28
open_act_il
0.23
tot_hi_cred_lim
0.23
mo_sin_old_rev_tl_op
0.23
tot_cur_bal
0.22
mort_acc
0.22
open_acc
0.18
num_sats
0.18
annual_inc
0.17
num_accts_ever_120_pd
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.20
delinq_2yrs
0.09
loan_status
0.08
num_tl_90g_dpd_24m
0.07
open_il_12m
0.06
inq_last_6mths
0.05
chargeoff_within_12_mths
0.03
verification_status
0.03
collections_12_mths_ex_med
0.03
application_type
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
initial_list_status
0.02
acc_now_delinq
0.02
MOST FREQUENT VALUES
149.0
55
1.2%
137.0
53
1.1%
161.0
53
1.1%
124.0
47
1.0%
125.0
46
1.0%
150.0
46
1.0%
160.0
45
1.0%
162.0
43
0.9%
138.0
42
0.9%
145.0
41
0.9%
139.0
41
0.9%
119.0
40
0.9%
148.0
40
0.9%
136.0
40
0.9%
141.0
39
0.8%
SMALLEST VALUES
2.0
1
<0.1%
3.0
3
<0.1%
4.0
4
<0.1%
5.0
6
0.1%
6.0
4
<0.1%
7.0
13
0.3%
8.0
10
0.2%
9.0
9
0.2%
10.0
16
0.3%
11.0
12
0.3%
12.0
9
0.2%
13.0
10
0.2%
14.0
11
0.2%
15.0
7
0.1%
16.0
13
0.3%
LARGEST VALUES
572.0
1
<0.1%
540.0
1
<0.1%
426.0
1
<0.1%
396.0
1
<0.1%
389.0
1
<0.1%
387.0
1
<0.1%
376.0
1
<0.1%
356.0
1
<0.1%
355.0
1
<0.1%
352.0
1
<0.1%
346.0
1
<0.1%
344.0
1
<0.1%
340.0
1
<0.1%
338.0
1
<0.1%
328.0
1
<0.1%
mo_sin_old_rev_tl_op
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.26
mort_acc
0.26
total_acc
0.26
num_rev_accts
0.26
total_bc_limit
0.24
revol_bal
0.24
tot_hi_cred_lim
0.23
mo_sin_old_il_acct
0.23
num_bc_tl
0.22
max_bal_bc
0.20
tot_cur_bal
0.20
mths_since_recent_bc
0.18
annual_inc
0.17
total_bal_ex_mort
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.18
loan_status
0.12
delinq_2yrs
0.10
verification_status
0.07
num_tl_90g_dpd_24m
0.06
open_il_12m
0.05
application_type
0.05
inq_last_6mths
0.04
collections_12_mths_ex_med
0.02
delinq_amnt
0.01
chargeoff_within_12_mths
0.01
num_tl_120dpd_2m
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
MOST FREQUENT VALUES
154.0
35
0.7%
77.0
33
0.7%
76.0
33
0.7%
150.0
32
0.7%
159.0
32
0.7%
68.0
32
0.7%
160.0
32
0.7%
152.0
32
0.7%
162.0
31
0.7%
161.0
31
0.7%
69.0
31
0.7%
88.0
30
0.6%
158.0
30
0.6%
52.0
30
0.6%
149.0
30
0.6%
SMALLEST VALUES
7.0
1
<0.1%
8.0
1
<0.1%
14.0
2
<0.1%
15.0
2
<0.1%
16.0
1
<0.1%
17.0
1
<0.1%
18.0
2
<0.1%
20.0
2
<0.1%
22.0
3
<0.1%
23.0
3
<0.1%
25.0
1
<0.1%
26.0
2
<0.1%
27.0
5
0.1%
28.0
3
<0.1%
29.0
4
<0.1%
LARGEST VALUES
722.0
1
<0.1%
685.0
1
<0.1%
668.0
1
<0.1%
666.0
1
<0.1%
655.0
1
<0.1%
632.0
1
<0.1%
621.0
1
<0.1%
615.0
1
<0.1%
609.0
1
<0.1%
600.0
1
<0.1%
586.0
1
<0.1%
579.0
1
<0.1%
569.0
1
<0.1%
567.0
1
<0.1%
563.0
1
<0.1%
mo_sin_rcnt_rev_tl_op
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc
0.62
mo_sin_rcnt_tl
0.49
open_rv_24m
-0.48
open_rv_12m
-0.48
acc_open_past_24mths
-0.42
num_tl_op_past_12m
-0.41
open_acc_6m
-0.38
num_op_rev_tl
-0.29
num_rev_accts
-0.26
open_acc
-0.24
num_sats
-0.24
num_bc_tl
-0.24
num_bc_sats
-0.23
num_rev_tl_bal_gt_0
-0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.24
pub_rec
0.08
pub_rec_bankruptcies
0.08
loan_status
0.08
open_il_12m
0.07
delinq_amnt
0.05
application_type
0.05
verification_status
0.05
num_tl_120dpd_2m
0.04
delinq_2yrs
0.03
home_ownership
0.03
collections_12_mths_ex_med
0.03
acc_now_delinq
0.02
num_tl_90g_dpd_24m
0.02
MOST FREQUENT VALUES
2.0
434
9.2%
3.0
420
8.9%
4.0
341
7.3%
1.0
327
7.0%
5.0
323
6.9%
6.0
231
4.9%
7.0
206
4.4%
8.0
188
4.0%
10.0
163
3.5%
9.0
145
3.1%
11.0
133
2.8%
12.0
123
2.6%
13.0
112
2.4%
14.0
98
2.1%
15.0
94
2.0%
SMALLEST VALUES
0.0
88
1.9%
1.0
327
7.0%
2.0
434
9.2%
3.0
420
8.9%
4.0
341
7.3%
5.0
323
6.9%
6.0
231
4.9%
7.0
206
4.4%
8.0
188
4.0%
9.0
145
3.1%
10.0
163
3.5%
11.0
133
2.8%
12.0
123
2.6%
13.0
112
2.4%
14.0
98
2.1%
LARGEST VALUES
191.0
1
<0.1%
169.0
1
<0.1%
165.0
2
<0.1%
160.0
1
<0.1%
152.0
1
<0.1%
139.0
1
<0.1%
137.0
1
<0.1%
136.0
1
<0.1%
135.0
2
<0.1%
129.0
1
<0.1%
128.0
1
<0.1%
118.0
1
<0.1%
117.0
2
<0.1%
114.0
1
<0.1%
113.0
1
<0.1%
mo_sin_rcnt_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc_6m
-0.59
num_tl_op_past_12m
-0.56
mo_sin_rcnt_rev_tl_op
0.49
acc_open_past_24mths
-0.46
open_rv_12m
-0.43
mths_since_recent_inq
0.40
open_rv_24m
-0.38
mths_since_recent_bc
0.31
mths_since_rcnt_il
0.29
open_il_24m
-0.29
inq_last_12m
-0.28
open_acc
-0.22
num_sats
-0.22
num_op_rev_tl
-0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.43
inq_last_6mths
0.34
home_ownership
0.09
verification_status
0.08
pub_rec
0.06
pub_rec_bankruptcies
0.06
delinq_2yrs
0.05
loan_status
0.05
num_tl_90g_dpd_24m
0.04
chargeoff_within_12_mths
0.04
collections_12_mths_ex_med
0.03
delinq_amnt
0.02
acc_now_delinq
0.02
num_tl_30dpd
0.02
MOST FREQUENT VALUES
3.0
620
13.2%
2.0
619
13.2%
4.0
522
11.1%
1.0
446
9.5%
5.0
436
9.3%
7.0
311
6.6%
6.0
284
6.0%
8.0
221
4.7%
10.0
181
3.8%
9.0
160
3.4%
11.0
121
2.6%
12.0
103
2.2%
0.0
91
1.9%
14.0
85
1.8%
13.0
82
1.7%
SMALLEST VALUES
0.0
91
1.9%
1.0
446
9.5%
2.0
619
13.2%
3.0
620
13.2%
4.0
522
11.1%
5.0
436
9.3%
6.0
284
6.0%
7.0
311
6.6%
8.0
221
4.7%
9.0
160
3.4%
10.0
181
3.8%
11.0
121
2.6%
12.0
103
2.2%
13.0
82
1.7%
14.0
85
1.8%
LARGEST VALUES
64.0
1
<0.1%
60.0
1
<0.1%
52.0
1
<0.1%
42.0
1
<0.1%
40.0
1
<0.1%
37.0
1
<0.1%
35.0
2
<0.1%
34.0
4
<0.1%
33.0
2
<0.1%
32.0
3
<0.1%
31.0
7
0.1%
30.0
4
<0.1%
29.0
3
<0.1%
28.0
1
<0.1%
27.0
9
0.2%
mort_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.58
tot_cur_bal
0.57
avg_cur_bal
0.50
total_acc
0.34
mo_sin_old_rev_tl_op
0.26
total_rev_hi_lim
0.24
annual_inc
0.23
mo_sin_old_il_acct
0.22
revol_bal
0.22
max_bal_bc
0.22
total_bc_limit
0.22
total_bal_ex_mort
0.20
total_cu_tl
0.19
total_pymnt
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.55
open_il_12m
0.12
application_type
0.11
loan_status
0.10
delinq_2yrs
0.08
inq_last_6mths
0.05
verification_status
0.04
pub_rec
0.03
pub_rec_bankruptcies
0.03
num_tl_90g_dpd_24m
0.03
num_tl_120dpd_2m
0.02
hardship_flag
0.02
initial_list_status
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
2,320
49.3%
1.0
767
16.3%
2.0
680
14.5%
3.0
416
8.8%
4.0
246
5.2%
5.0
136
2.9%
6.0
75
1.6%
7.0
35
0.7%
8.0
13
0.3%
9.0
7
0.1%
10.0
4
<0.1%
12.0
3
<0.1%
SMALLEST VALUES
0.0
2,320
49.3%
1.0
767
16.3%
2.0
680
14.5%
3.0
416
8.8%
4.0
246
5.2%
5.0
136
2.9%
6.0
75
1.6%
7.0
35
0.7%
8.0
13
0.3%
9.0
7
0.1%
10.0
4
<0.1%
12.0
3
<0.1%
LARGEST VALUES
12.0
3
<0.1%
10.0
4
<0.1%
9.0
7
0.1%
8.0
13
0.3%
7.0
35
0.7%
6.0
75
1.6%
5.0
136
2.9%
4.0
246
5.2%
3.0
416
8.8%
2.0
680
14.5%
1.0
767
16.3%
0.0
2,320
49.3%
mths_since_recent_bc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.62
open_rv_24m
-0.38
open_rv_12m
-0.35
acc_open_past_24mths
-0.32
mo_sin_rcnt_tl
0.31
num_bc_sats
-0.31
num_tl_op_past_12m
-0.29
num_bc_tl
-0.27
num_op_rev_tl
-0.26
num_actv_bc_tl
-0.26
open_acc_6m
-0.25
open_acc
-0.23
num_sats
-0.23
num_rev_tl_bal_gt_0
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.17
loan_status
0.07
application_type
0.07
delinq_2yrs
0.06
pub_rec
0.06
pub_rec_bankruptcies
0.06
open_il_12m
0.05
verification_status
0.05
num_tl_90g_dpd_24m
0.03
home_ownership
0.03
delinq_amnt
0.02
chargeoff_within_12_mths
0.02
num_tl_120dpd_2m
0.02
initial_list_status
0.01
MOST FREQUENT VALUES
3.0
310
6.6%
2.0
304
6.5%
4.0
283
6.0%
5.0
264
5.6%
6.0
214
4.6%
1.0
188
4.0%
7.0
180
3.8%
8.0
161
3.4%
10.0
140
3.0%
11.0
135
2.9%
9.0
131
2.8%
12.0
109
2.3%
13.0
106
2.3%
15.0
98
2.1%
14.0
97
2.1%
SMALLEST VALUES
0.0
45
1.0%
1.0
188
4.0%
2.0
304
6.5%
3.0
310
6.6%
4.0
283
6.0%
5.0
264
5.6%
6.0
214
4.6%
7.0
180
3.8%
8.0
161
3.4%
9.0
131
2.8%
10.0
140
3.0%
11.0
135
2.9%
12.0
109
2.3%
13.0
106
2.3%
14.0
97
2.1%
LARGEST VALUES
499.0
1
<0.1%
437.0
1
<0.1%
425.0
1
<0.1%
401.0
1
<0.1%
320.0
1
<0.1%
284.0
1
<0.1%
278.0
1
<0.1%
275.0
1
<0.1%
271.0
1
<0.1%
267.0
1
<0.1%
261.0
1
<0.1%
245.0
1
<0.1%
241.0
1
<0.1%
239.0
1
<0.1%
235.0
1
<0.1%
mths_since_recent_inq
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
-0.52
mo_sin_rcnt_tl
0.40
num_tl_op_past_12m
-0.35
open_acc_6m
-0.35
acc_open_past_24mths
-0.28
open_rv_12m
-0.25
open_rv_24m
-0.22
mo_sin_rcnt_rev_tl_op
0.21
inq_fi
-0.21
open_il_24m
-0.18
total_acc
-0.18
bc_util
0.17
mths_since_recent_bc
0.16
percent_bc_gt_75
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.66
open_il_12m
0.28
verification_status
0.10
home_ownership
0.10
loan_status
0.09
delinq_2yrs
0.05
num_tl_90g_dpd_24m
0.04
chargeoff_within_12_mths
0.04
pub_rec
0.04
pub_rec_bankruptcies
0.04
hardship_flag
0.03
application_type
0.02
delinq_amnt
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
1.0
513
10.9%
2.0
491
10.4%
3.0
422
9.0%
4.0
412
8.8%
5.0
352
7.5%
0.0
345
7.3%
7.0
307
6.5%
6.0
301
6.4%
8.0
207
4.4%
10.0
177
3.8%
9.0
176
3.7%
11.0
145
3.1%
12.0
136
2.9%
14.0
100
2.1%
15.0
93
2.0%
SMALLEST VALUES
0.0
345
7.3%
1.0
513
10.9%
2.0
491
10.4%
3.0
422
9.0%
4.0
412
8.8%
5.0
352
7.5%
6.0
301
6.4%
7.0
307
6.5%
8.0
207
4.4%
9.0
176
3.7%
10.0
177
3.8%
11.0
145
3.1%
12.0
136
2.9%
13.0
91
1.9%
14.0
100
2.1%
LARGEST VALUES
24.0
16
0.3%
23.0
29
0.6%
22.0
35
0.7%
21.0
40
0.9%
20.0
64
1.4%
19.0
52
1.1%
18.0
60
1.3%
17.0
57
1.2%
16.0
81
1.7%
15.0
93
2.0%
14.0
100
2.1%
13.0
91
1.9%
12.0
136
2.9%
11.0
145
3.1%
10.0
177
3.8%
num_accts_ever_120_pd
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
-0.59
num_il_tl
0.17
mo_sin_old_il_acct
0.16
total_acc
0.15
total_bc_limit
-0.13
total_rev_hi_lim
-0.12
num_tl_op_past_12m
0.11
acc_open_past_24mths
0.11
open_act_il
0.11
max_bal_bc
-0.10
bc_open_to_buy
-0.10
open_rv_12m
0.10
open_rv_24m
0.10
int_rate
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_90g_dpd_24m
0.25
delinq_2yrs
0.17
chargeoff_within_12_mths
0.14
open_il_12m
0.10
inq_last_6mths
0.08
collections_12_mths_ex_med
0.07
verification_status
0.05
pub_rec
0.05
pub_rec_bankruptcies
0.05
loan_status
0.04
home_ownership
0.03
application_type
0.02
num_tl_120dpd_2m
0.02
initial_list_status
0.02
MOST FREQUENT VALUES
0.0
3,767
80.1%
1.0
512
10.9%
2.0
178
3.8%
3.0
84
1.8%
4.0
47
1.0%
5.0
39
0.8%
6.0
27
0.6%
7.0
12
0.3%
8.0
11
0.2%
9.0
8
0.2%
10.0
6
0.1%
14.0
3
<0.1%
16.0
3
<0.1%
12.0
2
<0.1%
11.0
1
<0.1%
SMALLEST VALUES
0.0
3,767
80.1%
1.0
512
10.9%
2.0
178
3.8%
3.0
84
1.8%
4.0
47
1.0%
5.0
39
0.8%
6.0
27
0.6%
7.0
12
0.3%
8.0
11
0.2%
9.0
8
0.2%
10.0
6
0.1%
11.0
1
<0.1%
12.0
2
<0.1%
13.0
1
<0.1%
14.0
3
<0.1%
LARGEST VALUES
18.0
1
<0.1%
16.0
3
<0.1%
14.0
3
<0.1%
13.0
1
<0.1%
12.0
2
<0.1%
11.0
1
<0.1%
10.0
6
0.1%
9.0
8
0.2%
8.0
11
0.2%
7.0
12
0.3%
6.0
27
0.6%
5.0
39
0.8%
4.0
47
1.0%
3.0
84
1.8%
2.0
178
3.8%
num_actv_bc_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
0.87
num_rev_tl_bal_gt_0
0.87
num_bc_sats
0.83
num_op_rev_tl
0.70
num_bc_tl
0.66
num_sats
0.61
open_acc
0.61
total_bc_limit
0.52
num_rev_accts
0.51
total_rev_hi_lim
0.45
total_acc
0.35
revol_bal
0.35
open_rv_24m
0.35
bc_open_to_buy
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.11
application_type
0.09
open_il_12m
0.08
delinq_2yrs
0.05
num_tl_90g_dpd_24m
0.04
home_ownership
0.04
verification_status
0.03
collections_12_mths_ex_med
0.03
chargeoff_within_12_mths
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
num_tl_120dpd_2m
0.02
loan_status
0.02
acc_now_delinq
0.02
MOST FREQUENT VALUES
3.0
886
18.8%
2.0
802
17.1%
4.0
789
16.8%
5.0
556
11.8%
1.0
499
10.6%
6.0
389
8.3%
7.0
258
5.5%
8.0
150
3.2%
9.0
99
2.1%
10.0
80
1.7%
0.0
66
1.4%
11.0
55
1.2%
12.0
23
0.5%
13.0
15
0.3%
14.0
13
0.3%
SMALLEST VALUES
0.0
66
1.4%
1.0
499
10.6%
2.0
802
17.1%
3.0
886
18.8%
4.0
789
16.8%
5.0
556
11.8%
6.0
389
8.3%
7.0
258
5.5%
8.0
150
3.2%
9.0
99
2.1%
10.0
80
1.7%
11.0
55
1.2%
12.0
23
0.5%
13.0
15
0.3%
14.0
13
0.3%
LARGEST VALUES
23.0
1
<0.1%
22.0
1
<0.1%
18.0
4
<0.1%
17.0
1
<0.1%
16.0
6
0.1%
15.0
9
0.2%
14.0
13
0.3%
13.0
15
0.3%
12.0
23
0.5%
11.0
55
1.2%
10.0
80
1.7%
9.0
99
2.1%
8.0
150
3.2%
7.0
258
5.5%
6.0
389
8.3%
num_actv_rev_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_tl_bal_gt_0
1.00
num_actv_bc_tl
0.87
num_op_rev_tl
0.81
num_bc_sats
0.71
num_sats
0.70
open_acc
0.70
num_rev_accts
0.62
num_bc_tl
0.57
open_rv_24m
0.44
total_acc
0.44
total_rev_hi_lim
0.43
total_bc_limit
0.37
revol_bal
0.36
open_rv_12m
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.14
application_type
0.07
open_il_12m
0.07
home_ownership
0.06
delinq_2yrs
0.04
num_tl_90g_dpd_24m
0.04
verification_status
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
hardship_flag
0.02
delinq_amnt
0.02
loan_status
0.01
MOST FREQUENT VALUES
4.0
678
14.4%
5.0
650
13.8%
3.0
611
13.0%
6.0
543
11.5%
2.0
418
8.9%
7.0
410
8.7%
8.0
307
6.5%
9.0
262
5.6%
1.0
190
4.0%
10.0
161
3.4%
11.0
129
2.7%
12.0
102
2.2%
13.0
49
1.0%
15.0
41
0.9%
14.0
37
0.8%
SMALLEST VALUES
0.0
22
0.5%
1.0
190
4.0%
2.0
418
8.9%
3.0
611
13.0%
4.0
678
14.4%
5.0
650
13.8%
6.0
543
11.5%
7.0
410
8.7%
8.0
307
6.5%
9.0
262
5.6%
10.0
161
3.4%
11.0
129
2.7%
12.0
102
2.2%
13.0
49
1.0%
14.0
37
0.8%
LARGEST VALUES
35.0
1
<0.1%
34.0
1
<0.1%
32.0
1
<0.1%
31.0
1
<0.1%
30.0
2
<0.1%
26.0
2
<0.1%
25.0
3
<0.1%
24.0
2
<0.1%
23.0
4
<0.1%
22.0
4
<0.1%
21.0
4
<0.1%
20.0
6
0.1%
19.0
10
0.2%
18.0
11
0.2%
17.0
10
0.2%
num_bc_sats
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_op_rev_tl
0.85
num_bc_tl
0.83
num_actv_bc_tl
0.83
num_sats
0.74
open_acc
0.74
num_rev_tl_bal_gt_0
0.71
num_actv_rev_tl
0.71
num_rev_accts
0.67
total_bc_limit
0.66
bc_open_to_buy
0.61
total_rev_hi_lim
0.58
total_acc
0.48
open_rv_24m
0.46
acc_open_past_24mths
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.19
application_type
0.07
open_il_12m
0.06
delinq_2yrs
0.06
home_ownership
0.05
num_tl_90g_dpd_24m
0.05
verification_status
0.04
num_tl_120dpd_2m
0.02
chargeoff_within_12_mths
0.02
delinq_amnt
0.02
collections_12_mths_ex_med
0.01
acc_now_delinq
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
MOST FREQUENT VALUES
4.0
711
15.1%
3.0
649
13.8%
5.0
644
13.7%
6.0
505
10.7%
2.0
497
10.6%
7.0
408
8.7%
8.0
269
5.7%
1.0
255
5.4%
9.0
215
4.6%
10.0
149
3.2%
11.0
111
2.4%
12.0
92
2.0%
13.0
59
1.3%
14.0
44
0.9%
15.0
32
0.7%
SMALLEST VALUES
1.0
255
5.4%
2.0
497
10.6%
3.0
649
13.8%
4.0
711
15.1%
5.0
644
13.7%
6.0
505
10.7%
7.0
408
8.7%
8.0
269
5.7%
9.0
215
4.6%
10.0
149
3.2%
11.0
111
2.4%
12.0
92
2.0%
13.0
59
1.3%
14.0
44
0.9%
15.0
32
0.7%
LARGEST VALUES
29.0
1
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
26.0
3
<0.1%
25.0
2
<0.1%
23.0
1
<0.1%
22.0
3
<0.1%
21.0
4
<0.1%
20.0
3
<0.1%
19.0
8
0.2%
18.0
9
0.2%
17.0
9
0.2%
16.0
17
0.4%
15.0
32
0.7%
14.0
44
0.9%
num_bc_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.84
num_bc_sats
0.83
num_op_rev_tl
0.74
num_actv_bc_tl
0.66
open_acc
0.64
num_sats
0.64
total_acc
0.64
total_bc_limit
0.59
num_rev_tl_bal_gt_0
0.57
num_actv_rev_tl
0.57
bc_open_to_buy
0.56
total_rev_hi_lim
0.54
open_rv_24m
0.44
acc_open_past_24mths
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.20
open_il_12m
0.08
home_ownership
0.08
application_type
0.06
num_tl_90g_dpd_24m
0.06
delinq_2yrs
0.05
pub_rec
0.04
pub_rec_bankruptcies
0.04
verification_status
0.02
delinq_amnt
0.02
chargeoff_within_12_mths
0.02
num_tl_120dpd_2m
0.01
loan_status
0.01
hardship_flag
0.01
MOST FREQUENT VALUES
4.0
513
10.9%
5.0
513
10.9%
7.0
475
10.1%
6.0
468
10.0%
3.0
375
8.0%
8.0
374
8.0%
9.0
342
7.3%
10.0
263
5.6%
2.0
249
5.3%
11.0
221
4.7%
12.0
161
3.4%
14.0
138
2.9%
13.0
121
2.6%
16.0
89
1.9%
1.0
82
1.7%
SMALLEST VALUES
1.0
82
1.7%
2.0
249
5.3%
3.0
375
8.0%
4.0
513
10.9%
5.0
513
10.9%
6.0
468
10.0%
7.0
475
10.1%
8.0
374
8.0%
9.0
342
7.3%
10.0
263
5.6%
11.0
221
4.7%
12.0
161
3.4%
13.0
121
2.6%
14.0
138
2.9%
15.0
79
1.7%
LARGEST VALUES
45.0
1
<0.1%
43.0
1
<0.1%
39.0
2
<0.1%
38.0
1
<0.1%
31.0
1
<0.1%
30.0
5
0.1%
29.0
2
<0.1%
28.0
4
<0.1%
27.0
6
0.1%
26.0
4
<0.1%
25.0
4
<0.1%
24.0
7
0.1%
23.0
13
0.3%
22.0
16
0.3%
21.0
13
0.3%
num_il_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.72
open_act_il
0.60
total_bal_il
0.56
total_il_high_credit_limit
0.56
total_bal_ex_mort
0.52
mo_sin_old_il_acct
0.45
open_il_24m
0.42
open_acc
0.37
num_sats
0.37
total_cu_tl
0.34
tot_cur_bal
0.26
tot_hi_cred_lim
0.25
all_util
0.22
acc_open_past_24mths
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.31
home_ownership
0.15
inq_last_6mths
0.07
delinq_2yrs
0.06
verification_status
0.05
num_tl_90g_dpd_24m
0.05
loan_status
0.05
chargeoff_within_12_mths
0.04
pub_rec
0.03
pub_rec_bankruptcies
0.03
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_30dpd
0.01
initial_list_status
0.01
MOST FREQUENT VALUES
5.0
403
8.6%
6.0
378
8.0%
4.0
367
7.8%
7.0
349
7.4%
3.0
338
7.2%
2.0
324
6.9%
8.0
311
6.6%
9.0
289
6.1%
10.0
234
5.0%
1.0
191
4.1%
11.0
190
4.0%
12.0
176
3.7%
13.0
160
3.4%
14.0
138
2.9%
15.0
123
2.6%
SMALLEST VALUES
1.0
191
4.1%
2.0
324
6.9%
3.0
338
7.2%
4.0
367
7.8%
5.0
403
8.6%
6.0
378
8.0%
7.0
349
7.4%
8.0
311
6.6%
9.0
289
6.1%
10.0
234
5.0%
11.0
190
4.0%
12.0
176
3.7%
13.0
160
3.4%
14.0
138
2.9%
15.0
123
2.6%
LARGEST VALUES
54.0
3
<0.1%
51.0
2
<0.1%
50.0
1
<0.1%
49.0
2
<0.1%
48.0
1
<0.1%
47.0
2
<0.1%
46.0
1
<0.1%
45.0
5
0.1%
44.0
2
<0.1%
43.0
5
0.1%
42.0
3
<0.1%
41.0
5
0.1%
40.0
5
0.1%
39.0
5
0.1%
38.0
9
0.2%
num_op_rev_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.87
num_sats
0.87
num_bc_sats
0.85
num_rev_accts
0.83
num_rev_tl_bal_gt_0
0.81
num_actv_rev_tl
0.81
num_bc_tl
0.74
num_actv_bc_tl
0.70
total_acc
0.61
open_rv_24m
0.59
total_rev_hi_lim
0.54
acc_open_past_24mths
0.50
total_bc_limit
0.47
open_rv_12m
0.47

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.22
home_ownership
0.08
open_il_12m
0.07
pub_rec
0.07
pub_rec_bankruptcies
0.07
application_type
0.06
num_tl_90g_dpd_24m
0.04
delinq_2yrs
0.04
verification_status
0.03
chargeoff_within_12_mths
0.02
delinq_amnt
0.02
loan_status
0.01
num_tl_120dpd_2m
0.01
hardship_flag
0.01
MOST FREQUENT VALUES
6.0
463
9.8%
7.0
461
9.8%
5.0
442
9.4%
8.0
425
9.0%
4.0
397
8.4%
9.0
366
7.8%
10.0
331
7.0%
11.0
268
5.7%
3.0
263
5.6%
12.0
222
4.7%
2.0
163
3.5%
13.0
158
3.4%
14.0
137
2.9%
15.0
107
2.3%
17.0
80
1.7%
SMALLEST VALUES
1.0
37
0.8%
2.0
163
3.5%
3.0
263
5.6%
4.0
397
8.4%
5.0
442
9.4%
6.0
463
9.8%
7.0
461
9.8%
8.0
425
9.0%
9.0
366
7.8%
10.0
331
7.0%
11.0
268
5.7%
12.0
222
4.7%
13.0
158
3.4%
14.0
137
2.9%
15.0
107
2.3%
LARGEST VALUES
50.0
1
<0.1%
48.0
1
<0.1%
47.0
2
<0.1%
42.0
1
<0.1%
41.0
1
<0.1%
40.0
1
<0.1%
39.0
1
<0.1%
37.0
1
<0.1%
36.0
2
<0.1%
34.0
2
<0.1%
33.0
2
<0.1%
32.0
2
<0.1%
31.0
2
<0.1%
30.0
3
<0.1%
29.0
6
0.1%
num_rev_accts
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_tl
0.84
num_op_rev_tl
0.83
total_acc
0.77
open_acc
0.73
num_sats
0.73
num_bc_sats
0.67
num_rev_tl_bal_gt_0
0.62
num_actv_rev_tl
0.62
num_actv_bc_tl
0.51
open_rv_24m
0.50
total_rev_hi_lim
0.49
acc_open_past_24mths
0.45
total_bc_limit
0.42
open_rv_12m
0.42

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.22
home_ownership
0.12
open_il_12m
0.10
pub_rec
0.09
pub_rec_bankruptcies
0.09
delinq_2yrs
0.06
num_tl_90g_dpd_24m
0.05
application_type
0.03
chargeoff_within_12_mths
0.02
verification_status
0.02
delinq_amnt
0.02
initial_list_status
0.02
collections_12_mths_ex_med
0.01
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
11.0
308
6.6%
8.0
308
6.6%
9.0
304
6.5%
10.0
293
6.2%
7.0
273
5.8%
12.0
270
5.7%
6.0
255
5.4%
13.0
245
5.2%
14.0
228
4.8%
5.0
211
4.5%
15.0
201
4.3%
16.0
174
3.7%
4.0
166
3.5%
17.0
153
3.3%
19.0
145
3.1%
SMALLEST VALUES
2.0
49
1.0%
3.0
104
2.2%
4.0
166
3.5%
5.0
211
4.5%
6.0
255
5.4%
7.0
273
5.8%
8.0
308
6.6%
9.0
304
6.5%
10.0
293
6.2%
11.0
308
6.6%
12.0
270
5.7%
13.0
245
5.2%
14.0
228
4.8%
15.0
201
4.3%
16.0
174
3.7%
LARGEST VALUES
87.0
1
<0.1%
77.0
1
<0.1%
76.0
1
<0.1%
71.0
1
<0.1%
62.0
2
<0.1%
56.0
1
<0.1%
55.0
2
<0.1%
54.0
2
<0.1%
53.0
1
<0.1%
52.0
2
<0.1%
51.0
2
<0.1%
50.0
1
<0.1%
49.0
3
<0.1%
48.0
1
<0.1%
47.0
4
<0.1%
num_rev_tl_bal_gt_0
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
1.00
num_actv_bc_tl
0.87
num_op_rev_tl
0.81
num_bc_sats
0.71
num_sats
0.70
open_acc
0.70
num_rev_accts
0.62
num_bc_tl
0.57
open_rv_24m
0.44
total_acc
0.44
total_rev_hi_lim
0.43
total_bc_limit
0.37
open_rv_12m
0.36
revol_bal
0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.14
application_type
0.07
open_il_12m
0.07
home_ownership
0.06
delinq_2yrs
0.04
num_tl_90g_dpd_24m
0.04
verification_status
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
hardship_flag
0.02
delinq_amnt
0.02
loan_status
0.01
MOST FREQUENT VALUES
4.0
675
14.4%
5.0
648
13.8%
3.0
612
13.0%
6.0
547
11.6%
2.0
415
8.8%
7.0
410
8.7%
8.0
312
6.6%
9.0
261
5.6%
1.0
187
4.0%
10.0
160
3.4%
11.0
133
2.8%
12.0
101
2.1%
13.0
51
1.1%
15.0
42
0.9%
14.0
36
0.8%
SMALLEST VALUES
0.0
20
0.4%
1.0
187
4.0%
2.0
415
8.8%
3.0
612
13.0%
4.0
675
14.4%
5.0
648
13.8%
6.0
547
11.6%
7.0
410
8.7%
8.0
312
6.6%
9.0
261
5.6%
10.0
160
3.4%
11.0
133
2.8%
12.0
101
2.1%
13.0
51
1.1%
14.0
36
0.8%
LARGEST VALUES
35.0
1
<0.1%
34.0
1
<0.1%
32.0
1
<0.1%
31.0
1
<0.1%
30.0
2
<0.1%
26.0
2
<0.1%
25.0
3
<0.1%
24.0
2
<0.1%
23.0
4
<0.1%
22.0
4
<0.1%
21.0
4
<0.1%
20.0
6
0.1%
19.0
10
0.2%
18.0
12
0.3%
17.0
9
0.2%
num_sats
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
1.00
num_op_rev_tl
0.87
num_bc_sats
0.74
num_rev_accts
0.73
total_acc
0.73
num_rev_tl_bal_gt_0
0.70
num_actv_rev_tl
0.70
num_bc_tl
0.64
num_actv_bc_tl
0.61
total_rev_hi_lim
0.51
acc_open_past_24mths
0.49
open_rv_24m
0.48
open_act_il
0.48
total_bc_limit
0.45

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.19
open_il_12m
0.15
home_ownership
0.15
verification_status
0.04
pub_rec
0.04
pub_rec_bankruptcies
0.04
loan_status
0.04
num_tl_90g_dpd_24m
0.03
application_type
0.03
delinq_2yrs
0.02
chargeoff_within_12_mths
0.02
hardship_flag
0.02
delinq_amnt
0.02
initial_list_status
0.01
MOST FREQUENT VALUES
9.0
416
8.8%
10.0
372
7.9%
12.0
371
7.9%
8.0
368
7.8%
11.0
342
7.3%
13.0
306
6.5%
7.0
282
6.0%
14.0
272
5.8%
6.0
257
5.5%
15.0
215
4.6%
16.0
202
4.3%
17.0
172
3.7%
5.0
145
3.1%
18.0
142
3.0%
20.0
113
2.4%
SMALLEST VALUES
2.0
4
<0.1%
3.0
44
0.9%
4.0
89
1.9%
5.0
145
3.1%
6.0
257
5.5%
7.0
282
6.0%
8.0
368
7.8%
9.0
416
8.8%
10.0
372
7.9%
11.0
342
7.3%
12.0
371
7.9%
13.0
306
6.5%
14.0
272
5.8%
15.0
215
4.6%
16.0
202
4.3%
LARGEST VALUES
53.0
1
<0.1%
52.0
2
<0.1%
49.0
2
<0.1%
47.0
1
<0.1%
46.0
1
<0.1%
44.0
1
<0.1%
43.0
1
<0.1%
41.0
1
<0.1%
40.0
3
<0.1%
39.0
4
<0.1%
38.0
1
<0.1%
37.0
1
<0.1%
36.0
3
<0.1%
35.0
6
0.1%
34.0
10
0.2%
num_tl_120dpd_2m
MISSING:
---
TOP CATEGORIES
0.0
4,701
>99%
1.0
1
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_120dpd_2m
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
acc_now_delinq
0.46
num_tl_90g_dpd_24m
0.01
delinq_2yrs
0.00
inq_last_6mths
0.00
loan_status
0.00
home_ownership
0.00
open_il_12m
0.00
verification_status
0.00
application_type
0.00
pub_rec
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_120dpd_2m:
acc_now_delinq
0.85
num_tl_90g_dpd_24m
0.56
delinq_2yrs
0.52
inq_last_6mths
0.12
open_il_12m
0.10
home_ownership
0.08
loan_status
0.07
verification_status
0.07
application_type
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
initial_list_status
0.01
hardship_flag
0.00
collections_12_mths_ex_med
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_120dpd_2m
CORRELATION RATIO WITH...
mo_sin_rcnt_rev_tl_op
0.04
percent_bc_gt_75
0.03
bc_util
0.02
mort_acc
0.02
pct_tl_nvr_dlq
0.02
int_rate
0.02
num_bc_sats
0.02
mo_sin_old_il_acct
0.02
num_actv_bc_tl
0.02
loan_amnt
0.02
num_accts_ever_120_pd
0.02
open_rv_24m
0.02
mths_since_recent_bc
0.02
installment
0.02
num_tl_30dpd
MISSING:
---
TOP CATEGORIES
0.0
4,701
>99%
1.0
1
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_30dpd
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
delinq_amnt
0.50
acc_now_delinq
0.46
delinq_2yrs
0.00
loan_status
0.00
home_ownership
0.00
open_il_12m
0.00
verification_status
0.00
inq_last_6mths
0.00
application_type
0.00
pub_rec
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_30dpd:
delinq_amnt
1.00
acc_now_delinq
0.85
delinq_2yrs
0.25
open_il_12m
0.10
home_ownership
0.08
loan_status
0.07
inq_last_6mths
0.07
verification_status
0.07
application_type
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
initial_list_status
0.01
num_tl_90g_dpd_24m
0.00
hardship_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_30dpd
CORRELATION RATIO WITH...
int_rate
0.02
open_acc_6m
0.02
all_util
0.02
mo_sin_rcnt_tl
0.02
bc_util
0.02
open_rv_12m
0.01
il_util
0.01
inq_fi
0.01
percent_bc_gt_75
0.01
tot_cur_bal
0.01
loan_amnt
0.01
tot_hi_cred_lim
0.01
avg_cur_bal
0.01
mo_sin_rcnt_rev_tl_op
0.01
num_tl_90g_dpd_24m
MISSING:
---
TOP CATEGORIES
0.0
4,533
96%
1.0
129
3%
2.0
24
<1%
3.0
9
<1%
4.0
4
<1%
5.0
3
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_90g_dpd_24m
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.56
chargeoff_within_12_mths
0.36
acc_now_delinq
0.23
delinq_2yrs
0.18
collections_12_mths_ex_med
0.06
delinq_amnt
0.00
num_tl_30dpd
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_90g_dpd_24m:
delinq_2yrs
0.52
chargeoff_within_12_mths
0.08
collections_12_mths_ex_med
0.03
open_il_12m
0.02
inq_last_6mths
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
num_tl_120dpd_2m
0.01
home_ownership
0.01
loan_status
0.00
acc_now_delinq
0.00
verification_status
0.00
application_type
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_90g_dpd_24m
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.25
num_accts_ever_120_pd
0.25
total_bc_limit
0.09
total_rev_hi_lim
0.08
mo_sin_old_il_acct
0.07
collection_recovery_fee
0.07
max_bal_bc
0.07
bc_open_to_buy
0.07
revol_bal
0.06
open_act_il
0.06
int_rate
0.06
mths_since_rcnt_il
0.06
open_il_24m
0.06
mo_sin_old_rev_tl_op
0.06
num_tl_op_past_12m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_12m
0.82
acc_open_past_24mths
0.80
open_acc_6m
0.75
open_rv_24m
0.67
mo_sin_rcnt_tl
-0.56
inq_last_12m
0.47
open_il_24m
0.47
mo_sin_rcnt_rev_tl_op
-0.41
num_op_rev_tl
0.39
open_acc
0.38
num_sats
0.38
num_rev_accts
0.37
total_acc
0.37
mths_since_recent_inq
-0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.59
inq_last_6mths
0.41
verification_status
0.10
pub_rec
0.10
pub_rec_bankruptcies
0.10
loan_status
0.09
home_ownership
0.09
delinq_2yrs
0.06
chargeoff_within_12_mths
0.03
num_tl_90g_dpd_24m
0.03
delinq_amnt
0.02
application_type
0.01
collections_12_mths_ex_med
0.01
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
1.0
1,087
23.1%
2.0
1,062
22.6%
3.0
782
16.6%
0.0
587
12.5%
4.0
485
10.3%
5.0
292
6.2%
6.0
170
3.6%
7.0
116
2.5%
8.0
50
1.1%
9.0
39
0.8%
11.0
10
0.2%
10.0
8
0.2%
12.0
7
0.1%
13.0
4
<0.1%
14.0
3
<0.1%
SMALLEST VALUES
0.0
587
12.5%
1.0
1,087
23.1%
2.0
1,062
22.6%
3.0
782
16.6%
4.0
485
10.3%
5.0
292
6.2%
6.0
170
3.6%
7.0
116
2.5%
8.0
50
1.1%
9.0
39
0.8%
10.0
8
0.2%
11.0
10
0.2%
12.0
7
0.1%
13.0
4
<0.1%
14.0
3
<0.1%
LARGEST VALUES
14.0
3
<0.1%
13.0
4
<0.1%
12.0
7
0.1%
11.0
10
0.2%
10.0
8
0.2%
9.0
39
0.8%
8.0
50
1.1%
7.0
116
2.5%
6.0
170
3.6%
5.0
292
6.2%
4.0
485
10.3%
3.0
782
16.6%
2.0
1,062
22.6%
1.0
1,087
23.1%
0.0
587
12.5%
pct_tl_nvr_dlq
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
-0.59
total_bc_limit
0.22
total_rev_hi_lim
0.21
bc_open_to_buy
0.18
num_bc_sats
0.17
num_op_rev_tl
0.15
num_actv_bc_tl
0.14
max_bal_bc
0.14
revol_bal
0.13
num_actv_rev_tl
0.12
num_rev_tl_bal_gt_0
0.12
mo_sin_old_il_acct
-0.12
num_sats
0.11
open_acc
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_2yrs
0.43
num_tl_90g_dpd_24m
0.25
chargeoff_within_12_mths
0.12
pub_rec
0.08
pub_rec_bankruptcies
0.08
verification_status
0.07
collections_12_mths_ex_med
0.05
delinq_amnt
0.03
home_ownership
0.03
open_il_12m
0.03
loan_status
0.02
acc_now_delinq
0.02
num_tl_120dpd_2m
0.02
inq_last_6mths
0.02
MOST FREQUENT VALUES
100.0
2,662
56.6%
85.7
52
1.1%
95.7
52
1.1%
93.3
51
1.1%
88.9
50
1.1%
90.9
49
1.0%
95.2
48
1.0%
95.5
47
1.0%
94.1
45
1.0%
91.7
45
1.0%
83.3
43
0.9%
90.0
42
0.9%
92.3
41
0.9%
92.9
40
0.9%
87.5
39
0.8%
SMALLEST VALUES
22.2
1
<0.1%
27.3
1
<0.1%
28.6
1
<0.1%
33.3
1
<0.1%
40.0
1
<0.1%
46.2
1
<0.1%
47.8
1
<0.1%
50.0
2
<0.1%
51.4
1
<0.1%
52.4
1
<0.1%
52.6
1
<0.1%
52.9
1
<0.1%
54.2
1
<0.1%
54.3
1
<0.1%
55.0
1
<0.1%
LARGEST VALUES
100.0
2,662
56.6%
99.2
1
<0.1%
98.7
1
<0.1%
98.4
4
<0.1%
98.3
2
<0.1%
98.2
6
0.1%
98.1
8
0.2%
98.0
10
0.2%
97.9
12
0.3%
97.8
9
0.2%
97.7
14
0.3%
97.6
19
0.4%
97.5
5
0.1%
97.4
26
0.6%
97.3
13
0.3%
percent_bc_gt_75
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.84
all_util
0.50
bc_open_to_buy
-0.43
int_rate
0.28
max_bal_bc
0.24
revol_bal
0.21
num_tl_op_past_12m
-0.20
acc_open_past_24mths
-0.20
open_rv_24m
-0.19
open_acc_6m
-0.19
mo_sin_rcnt_tl
0.18
total_bc_limit
-0.18
num_bc_tl
-0.18
num_bc_sats
-0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.15
open_il_12m
0.14
pub_rec
0.06
pub_rec_bankruptcies
0.06
delinq_2yrs
0.05
loan_status
0.04
home_ownership
0.04
verification_status
0.04
num_tl_90g_dpd_24m
0.03
num_tl_120dpd_2m
0.03
collections_12_mths_ex_med
0.02
delinq_amnt
0.02
num_tl_30dpd
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
0.0
1,626
34.6%
100.0
458
9.7%
50.0
413
8.8%
33.3
270
5.7%
25.0
245
5.2%
66.7
218
4.6%
20.0
157
3.3%
40.0
125
2.7%
16.7
125
2.7%
75.0
115
2.4%
14.3
92
2.0%
60.0
85
1.8%
28.6
65
1.4%
80.0
62
1.3%
12.5
59
1.3%
SMALLEST VALUES
0.0
1,626
34.6%
3.6
1
<0.1%
3.8
1
<0.1%
4.0
1
<0.1%
4.5
1
<0.1%
4.8
2
<0.1%
5.0
2
<0.1%
5.6
2
<0.1%
5.9
1
<0.1%
6.3
1
<0.1%
6.7
3
<0.1%
7.1
7
0.1%
7.7
21
0.4%
8.0
1
<0.1%
8.3
16
0.3%
LARGEST VALUES
100.0
458
9.7%
93.3
1
<0.1%
92.3
4
<0.1%
90.9
5
0.1%
90.0
5
0.1%
88.9
4
<0.1%
88.2
1
<0.1%
87.5
8
0.2%
85.7
15
0.3%
83.3
28
0.6%
81.8
1
<0.1%
80.0
62
1.3%
78.6
1
<0.1%
77.8
11
0.2%
75.0
115
2.4%
pub_rec_bankruptcies
MISSING:
---
TOP CATEGORIES
0.0
4,223
90%
1.0
472
10%
2.0
7
<1%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
pymnt_plan
1.00
pub_rec
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
chargeoff_within_12_mths
0.02
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_120dpd_2m
0.01
num_tl_30dpd
0.01
num_tl_90g_dpd_24m
0.01
hardship_flag
0.01
collections_12_mths_ex_med
0.00
delinq_2yrs
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
pub_rec
1.00
open_il_12m
0.01
delinq_2yrs
0.01
inq_last_6mths
0.01
num_tl_90g_dpd_24m
0.00
home_ownership
0.00
initial_list_status
0.00
loan_status
0.00
chargeoff_within_12_mths
0.00
application_type
0.00
hardship_flag
0.00
collections_12_mths_ex_med
0.00
verification_status
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
acc_open_past_24mths
0.13
open_rv_24m
0.12
inq_fi
0.10
num_tl_op_past_12m
0.10
inq_last_12m
0.09
max_bal_bc
0.09
num_rev_accts
0.09
open_il_24m
0.08
pct_tl_nvr_dlq
0.08
mo_sin_rcnt_rev_tl_op
0.08
total_bc_limit
0.08
open_rv_12m
0.08
total_acc
0.07
num_op_rev_tl
0.07
tax_liens
MISSING:
---
TOP CATEGORIES
0.0
4,702
100%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
tax_liens
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
num_tl_30dpd
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00
hardship_flag
0.00
initial_list_status
0.00
delinq_2yrs
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON tax_liens:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
delinq_2yrs
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00
chargeoff_within_12_mths
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
tax_liens
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
total_pymnt_inv
0.00
tot_hi_cred_lim
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.98
avg_cur_bal
0.82
mort_acc
0.58
total_bal_ex_mort
0.53
total_rev_hi_lim
0.48
annual_inc
0.46
revol_bal
0.45
total_il_high_credit_limit
0.45
total_bc_limit
0.40
total_bal_il
0.38
total_acc
0.36
max_bal_bc
0.34
num_sats
0.30
open_acc
0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.53
open_il_12m
0.14
application_type
0.11
loan_status
0.10
collections_12_mths_ex_med
0.09
verification_status
0.07
delinq_2yrs
0.05
inq_last_6mths
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
num_tl_90g_dpd_24m
0.03
chargeoff_within_12_mths
0.03
acc_now_delinq
0.02
delinq_amnt
0.02
MOST FREQUENT VALUES
23100.0
5
0.1%
43400.0
4
<0.1%
80000.0
4
<0.1%
41000.0
3
<0.1%
23500.0
3
<0.1%
29000.0
3
<0.1%
26500.0
3
<0.1%
59900.0
3
<0.1%
51500.0
3
<0.1%
44100.0
3
<0.1%
27800.0
3
<0.1%
49700.0
2
<0.1%
9600.0
2
<0.1%
219989.0
2
<0.1%
71200.0
2
<0.1%
SMALLEST VALUES
3000.0
1
<0.1%
3300.0
1
<0.1%
4800.0
1
<0.1%
6000.0
1
<0.1%
6366.0
1
<0.1%
6600.0
1
<0.1%
6700.0
1
<0.1%
6800.0
1
<0.1%
6900.0
1
<0.1%
7150.0
1
<0.1%
7900.0
1
<0.1%
8091.0
1
<0.1%
8300.0
1
<0.1%
8626.0
1
<0.1%
9475.0
1
<0.1%
LARGEST VALUES
2859851.0
1
<0.1%
2450518.0
1
<0.1%
1837453.0
1
<0.1%
1614923.0
1
<0.1%
1537018.0
1
<0.1%
1449108.0
1
<0.1%
1361511.0
1
<0.1%
1310524.0
1
<0.1%
1205059.0
1
<0.1%
1196442.0
1
<0.1%
1150669.0
1
<0.1%
1134315.0
1
<0.1%
1108521.0
1
<0.1%
1102390.0
1
<0.1%
1099747.0
1
<0.1%
total_bal_ex_mort
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.91
total_il_high_credit_limit
0.89
tot_cur_bal
0.54
tot_hi_cred_lim
0.53
num_il_tl
0.52
revol_bal
0.49
total_acc
0.45
open_act_il
0.43
total_rev_hi_lim
0.41
annual_inc
0.40
num_sats
0.37
open_acc
0.37
avg_cur_bal
0.35
max_bal_bc
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.21
home_ownership
0.19
verification_status
0.07
application_type
0.05
loan_status
0.04
delinq_2yrs
0.04
inq_last_6mths
0.04
num_tl_90g_dpd_24m
0.03
collections_12_mths_ex_med
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
hardship_flag
0.01
delinq_amnt
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
28232.0
3
<0.1%
28188.0
3
<0.1%
31371.0
2
<0.1%
25040.0
2
<0.1%
33306.0
2
<0.1%
24062.0
2
<0.1%
14651.0
2
<0.1%
162652.0
2
<0.1%
31336.0
2
<0.1%
69657.0
2
<0.1%
22706.0
2
<0.1%
21847.0
2
<0.1%
27607.0
2
<0.1%
79068.0
2
<0.1%
72960.0
2
<0.1%
SMALLEST VALUES
1554.0
1
<0.1%
1902.0
1
<0.1%
1989.0
1
<0.1%
2027.0
1
<0.1%
2226.0
1
<0.1%
2231.0
1
<0.1%
2398.0
1
<0.1%
2513.0
1
<0.1%
2653.0
1
<0.1%
2828.0
1
<0.1%
2852.0
1
<0.1%
2927.0
1
<0.1%
2937.0
1
<0.1%
3306.0
1
<0.1%
3326.0
1
<0.1%
LARGEST VALUES
913475.0
1
<0.1%
724066.0
1
<0.1%
553261.0
1
<0.1%
530009.0
1
<0.1%
506190.0
1
<0.1%
482605.0
1
<0.1%
435398.0
1
<0.1%
417136.0
1
<0.1%
408567.0
1
<0.1%
401893.0
1
<0.1%
392396.0
1
<0.1%
383055.0
1
<0.1%
376012.0
1
<0.1%
374324.0
1
<0.1%
371853.0
1
<0.1%
total_bc_limit
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
0.87
total_rev_hi_lim
0.84
num_bc_sats
0.66
num_bc_tl
0.59
max_bal_bc
0.55
num_actv_bc_tl
0.52
revol_bal
0.49
num_op_rev_tl
0.47
num_sats
0.45
open_acc
0.45
num_rev_accts
0.42
tot_hi_cred_lim
0.40
num_rev_tl_bal_gt_0
0.37
num_actv_rev_tl
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
delinq_2yrs
0.10
num_tl_90g_dpd_24m
0.09
pub_rec
0.08
pub_rec_bankruptcies
0.08
loan_status
0.07
inq_last_6mths
0.07
open_il_12m
0.05
verification_status
0.05
chargeoff_within_12_mths
0.03
collections_12_mths_ex_med
0.03
application_type
0.02
hardship_flag
0.02
num_tl_120dpd_2m
0.01
MOST FREQUENT VALUES
9000.0
28
0.6%
10000.0
27
0.6%
6000.0
27
0.6%
5000.0
27
0.6%
3000.0
22
0.5%
24000.0
22
0.5%
10500.0
22
0.5%
13000.0
21
0.4%
8500.0
21
0.4%
11000.0
21
0.4%
14000.0
21
0.4%
13300.0
21
0.4%
10300.0
20
0.4%
15500.0
20
0.4%
14700.0
19
0.4%
SMALLEST VALUES
500.0
14
0.3%
600.0
1
<0.1%
700.0
2
<0.1%
800.0
7
0.1%
1000.0
10
0.2%
1100.0
2
<0.1%
1200.0
7
0.1%
1300.0
5
0.1%
1400.0
2
<0.1%
1500.0
14
0.3%
1600.0
9
0.2%
1700.0
2
<0.1%
1800.0
7
0.1%
1900.0
3
<0.1%
2000.0
14
0.3%
LARGEST VALUES
280400.0
1
<0.1%
249700.0
1
<0.1%
224700.0
1
<0.1%
217900.0
1
<0.1%
216900.0
1
<0.1%
213600.0
1
<0.1%
203600.0
1
<0.1%
195000.0
1
<0.1%
192500.0
1
<0.1%
190600.0
1
<0.1%
185800.0
1
<0.1%
183300.0
1
<0.1%
182200.0
1
<0.1%
178000.0
1
<0.1%
172500.0
1
<0.1%
total_il_high_credit_limit
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.95
total_bal_ex_mort
0.89
num_il_tl
0.56
open_act_il
0.48
tot_hi_cred_lim
0.45
tot_cur_bal
0.45
total_acc
0.43
annual_inc
0.35
open_acc
0.33
num_sats
0.33
open_il_24m
0.32
mo_sin_old_il_acct
0.30
avg_cur_bal
0.28
loan_amnt
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.24
home_ownership
0.16
application_type
0.06
verification_status
0.06
loan_status
0.04
delinq_2yrs
0.04
num_tl_90g_dpd_24m
0.03
collections_12_mths_ex_med
0.03
inq_last_6mths
0.03
hardship_flag
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
10000.0
76
1.6%
20000.0
49
1.0%
15000.0
40
0.9%
5000.0
25
0.5%
12000.0
23
0.5%
16000.0
22
0.5%
6000.0
20
0.4%
30000.0
20
0.4%
25000.0
17
0.4%
35000.0
16
0.3%
4000.0
15
0.3%
8000.0
14
0.3%
7000.0
12
0.3%
3000.0
11
0.2%
22000.0
11
0.2%
SMALLEST VALUES
526.0
1
<0.1%
866.0
1
<0.1%
991.0
1
<0.1%
1000.0
1
<0.1%
1500.0
4
<0.1%
1575.0
1
<0.1%
1600.0
3
<0.1%
1915.0
1
<0.1%
2000.0
3
<0.1%
2159.0
1
<0.1%
2500.0
5
0.1%
2503.0
1
<0.1%
2639.0
1
<0.1%
2696.0
1
<0.1%
2700.0
3
<0.1%
LARGEST VALUES
838661.0
1
<0.1%
525217.0
1
<0.1%
480520.0
1
<0.1%
465040.0
1
<0.1%
440691.0
1
<0.1%
429074.0
1
<0.1%
395499.0
1
<0.1%
384615.0
1
<0.1%
358075.0
1
<0.1%
353074.0
1
<0.1%
352422.0
1
<0.1%
344952.0
1
<0.1%
333636.0
1
<0.1%
330294.0
1
<0.1%
329801.0
1
<0.1%
hardship_flag
MISSING:
---
TOP CATEGORIES
N
4,621
98%
Y
81
2%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_flag
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
1.00
application_type
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
num_tl_120dpd_2m
0.00
num_tl_30dpd
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
num_tl_90g_dpd_24m
0.00
loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_flag:
application_type
0.02
loan_status
0.01
open_il_12m
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
delinq_2yrs
0.00
num_tl_90g_dpd_24m
0.00
inq_last_6mths
0.00
home_ownership
0.00
chargeoff_within_12_mths
0.00
verification_status
0.00
collections_12_mths_ex_med
0.00
acc_now_delinq
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_flag
CORRELATION RATIO WITH...
out_prncp
0.10
out_prncp_inv
0.10
total_rec_int
0.09
installment
0.05
il_util
0.04
loan_amnt
0.04
int_rate
0.04
total_rec_prncp
0.03
last_pymnt_amnt
0.03
mths_since_recent_inq
0.03
max_bal_bc
0.03
open_act_il
0.02
collection_recovery_fee
0.02
num_sats
0.02
debt_settlement_flag
MISSING:
---
TOP CATEGORIES
N
4,702
100%
ALL
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag
PROVIDES INFORMATION ON...
pymnt_plan
1.00
policy_code
1.00
tax_liens
1.00
num_tl_120dpd_2m
0.00
num_tl_30dpd
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00
hardship_flag
0.00
initial_list_status
0.00
delinq_2yrs
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
delinq_2yrs
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00
chargeoff_within_12_mths
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
total_pymnt_inv
0.00